415 W Cook St, Springfield, IL 62704 Property Records

Sangamon County property record for 415 W Cook St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.093 acres (4,085 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Mar 2022)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-33.0-254-034`

Property Details

APN / Parcel Number

Primary APN	`14-33.0-254-034`
Alternative APN	`14330254034 (CHECK DIGIT = 4)`

Exterior

Lot Area	4,085 sqft (0.093 acres)

Location & Zoning

Account Number	14330254034
Street Address	415 W COOK ST
City	SPRINGFIELD
State	IL
Zip	62704-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 4 WM. YATES ADDN
Legal Subdivision	WM. YATES ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1000
Census Tract	1900

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK & TRUST CO
Mar 23, 2022	Deed, Transfer · Conventional Mortgage FARMERS STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Dec 15, 2014
Deed Document Number	20226291
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	415 W COOK ST, SPRINGFIELD, IL 62704-2533
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R04779
Date	Mar 25, 2026
Instrument	2026R04779

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2046

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 23, 2022
Property Address	415 W COOK ST, SPRINGFIELD, IL 62704-2533
Document Number	2022R06291
Instrument Date	Mar 18, 2022
Instrument	2022R06291
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1330, JACKSONVILLE, IL 62651-1330

Mortgage

Document Number	2022R06292
Date	Mar 23, 2022
Instrument	2022R06292

Lender

Name	FARMERS STATE BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.38%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00 (+3.35%)	$29,327 (+7.22%) Land $4,001 Building $25,326	$87,981 (+7.22%) Land $12,003 Building $75,978
2024	$2,297.00 (+8.2%)	$27,353 (+15.41%) Land $3,732 Building $23,621	$82,059 (+15.41%) Land $11,196 Building $70,863
2022	$2,123.00	$23,701 Land $3,234 Building $20,467	$71,103 Land $9,702 Building $61,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, T-Mobile, Veloxinet.

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