409 W Cook St, Springfield, IL 62704 Property Records

Sangamon County property record for 409 W Cook St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.091 acres (3,985 sqft)
Owner	Individual Name on Record
Last Sale	$108,500 (Jun 2021)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-33.0-254-036`

Property Details

APN / Parcel Number

Primary APN	`14-33.0-254-036`
Alternative APN	`14330254036 (CHECK DIGIT = 0)`

Exterior

Lot Area	3,985 sqft (0.091 acres)

Location & Zoning

Account Number	14330254036
Street Address	409 W COOK ST
City	SPRINGFIELD
State	IL
Zip	62704-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 2 WM YATES ADDN
Legal Subdivision	WM YATES ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1000
Census Tract	1900

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 W COOK ST, SPRINGFIELD, IL 62704-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Aug 14, 2017	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	202114912
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	409 W COOK ST, SPRINGFIELD, IL 62704-2533
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R14914
Date	Jun 2, 2021
Instrument	2021R14914

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 2, 2021
Property Address	409 W COOK ST, SPRINGFIELD, IL 62704-2533
Document Number	2021R14912
Instrument Date	May 28, 2021
Instrument	2021R14912
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	669 S SHORE DR, 669, PETERSBURG, IL 62675-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W COOK ST, SPRINGFIELD, IL 62704-2533

Mortgage

Document Number	2021R14913
Date	Jun 2, 2021
Instrument	2021R14913

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 14, 2017
Property Address	409 W COOK ST, SPRINGFIELD, IL 62704-2533
Document Number	2017R20597
Instrument Date	Aug 11, 2017
Instrument	2017R20597
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W COOK ST, SPRINGFIELD, IL 62704-2533

Mortgage

Document Number	2017R20598
Date	Aug 14, 2017
Instrument	2017R20598

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,813.00 (+16.58%)	$40,754 (+23.74%) Land $3,953 Building $36,801	$122,262 (+23.74%) Land $11,859 Building $110,403
2022	$2,413.00 Homeowner's exemption	$32,934 Land $3,195 Building $29,739	$98,802 Land $9,585 Building $89,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, T-Mobile, Veloxinet.

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