415 W 7th St, Bonham, TX 75418 Property Records

Fannin County property record for 415 W 7th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,406 sqft · built 1905
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$219,450 (Jul 2024)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9680-026-0050-05`

Property Details

APN / Parcel Number

Primary APN	`9680-026-0050-05`
Alternative APN	`93617`

Interior

Full Baths	1 Bath
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	142 ft deep x 66 ft wide
Porch	Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	9680-026-0050-05
Street Address	415 W 7TH ST
City	BONHAM
State	TX
Zip	75418-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON ADDN, BLOCK PT OF 26
Legal Subdivision	SIMPSON ADDITION
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2037
Census Tract	950401

Owner

Source: Fannin County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 S 340 W, AMERICAN FORK, UT 84003-4288
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Jun 29, 2023	Warranty Deed, Transfer
Feb 9, 2021	Vendor's Lien, Transfer · Conventional Mortgage JULIO HERNANDEZ ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Jul 2, 2024
Deed Document Number	20244409
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	415 W 7TH ST, BONHAM, TX 75418
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MASKED DUCK CT, MAGNOLIA, TX 77354-7492

Mortgage

Document Number	2026001270
Date	Mar 3, 2026
Instrument	2026001270

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 29, 2023
Property Address	415 W 7TH ST, BONHAM, TX 75418
Document Number	2023004051
Map Reference	VOL 1382 PG 252
Instrument Date	May 5, 2023
Instrument	2023004051
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9400 ELM CT LOT 630, 630, FEDERAL HEIGHTS, CO 80260-5243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 466, LEONARD, TX 75452-0466
Investor	Possibly a Property Investor

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 9, 2021
Property Address	415 W 7TH ST, BONHAM, TX 75418
Document Number	2021001025
Map Reference	VOL 1382 PG 252
Instrument Date	Feb 4, 2021
Instrument	2021001025
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 466, LEONARD, TX 75452-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 SILO RD APT 303, 303, BONHAM, TX 75418-2884

Mortgage

Document Number	2021001026
Date	Feb 9, 2021
Instrument	2021001026

Lender

Name	JULIO HERNANDEZ ETUX
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+99.74%)	$156,020 (+130.56%) Land $28,860 Building $127,160	$156,020 (+130.56%) Land $28,860 Building $127,160
2024	$1,515.00 (+937.67%)
2023		$67,670 (+7.38%) Land $19,290 Building $48,380	$67,670 (+7.38%) Land $19,290 Building $48,380
2022		$63,020 Land $16,310 Building $46,710	$63,020 Land $16,310 Building $46,710
2018	$146.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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