401 W 7th St, Bonham, TX 75418 Property Records

Fannin County property record for 401 W 7th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,828 sqft · built 1880
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on Record
Tax Bill	$2,674 (2024)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9680-026-0070-05`

Property Details

APN / Parcel Number

Primary APN	`9680-026-0070-05`
Alternative APN	`93619`

Interior

Full Baths	2 Baths
Building Area	2,828 sqft Living Area
1st Floor Area	1,876 sqft
2nd Floor Area	952 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Area	600 sqft
Porch	Porch
Porch Area	510 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9680-026-0070-05
Old Parcel Number	93619
Street Address	401 W 7TH ST
City	BONHAM
State	TX
Zip	75418-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON ADDN, BLOCK PT OF 26, ACRES .4132
Legal Subdivision	SIMPSON ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2037
Census Tract	950401

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 W 7TH ST, BONHAM, TX 75418-3506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022
Deed Sale	May 24, 2022
Deed Document Number	2022004117
Record Updated	Jun 8, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	May 24, 2022
Property Address	401 W 7TH ST, BONHAM, TX 75418-3506
Document Number	2022004117
Map Reference	VOL 809 PG 277
Instrument Date	May 13, 2022
Instrument	2022004117
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	NOT AVAILABLE, TTDF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W 7TH ST, BONHAM, TX 75418-3506

Mortgage

Document Number	2022004118
Date	May 24, 2022
Instrument	2022004118

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,170 (+31.43%) Land $51,660 Building $205,510	$257,170 (+31.43%) Land $51,660 Building $205,510
2024	$2,674.00 (+97.05%)
2023		$195,670 Land $36,360 Building $159,310	$195,670 Land $36,360 Building $159,310
2018	$1,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures