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415 W 21st St, Covington, KY 41014 Property Records

Kenton County property record for 415 W 21st St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 722 sqft · built 1904
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$135,000 (Oct 2024)
Tax Bill$1,788 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Feb 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN055-21-03-011.00

Property Details

APN / Parcel Number

Primary APN055-21-03-011.00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area722 sqft Finished Area
Gross Area1,042 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Lot Area2,614 sqft (0.06 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address415 W 21ST ST
CityCOVINGTON
StateKY
Zip41014-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTRAL COV L & B CO LOT 8
Legal SubdivisionCENTRAL COV L & B CO
Legal Lot Number8
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3011
Census Tract65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address510 STOLLE DR, SPRINGBORO, OH 45066-8501
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Warranty Deed, Transfer · VA Mortgage
CALIBER HM LOANS
Feb 4, 2020Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Sep 10, 2019Grant Deed, Transfer
BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Jul 26, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleJun 4, 2020 · Amount on Record
Deed Document Number202452
Deed Book / Page310 / 946
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 4, 2020
Property Address415 W 21ST ST, COVINGTON, KY 41014-1115
Document Number0000000025
Book / Page000024 / 000462
Instrument DateMay 29, 2020
Instrument25
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address415 W 21ST ST COVINGTON KY 410141115, COVINGTON, KY 41014-1115

Mortgage

Document Number26
DateJun 4, 2020
Book Page000M52/000731
Instrument26
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 4, 2020
Property Address415 W 21ST ST, COVINGTON, KY 41014-1115
Document Number0000000010
Book / Page000005 / 000641
Instrument DateJan 30, 2020
Instrument10
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$25.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8774 RICHMOND RD UNION KY 410917660, UNION, KY 41091-7660

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 10, 2019
Property Address415 W 21ST ST, COVINGTON, KY 41014-1115
Document Number0000000139
Book / Page0C6749 / 000027
Instrument DateAug 14, 2019
Instrument139
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

AmountAmount Recorded
Tax$23.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7008 OCONNELL PL UNION KY 410917544, UNION, KY 41091-7544

July 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateJul 26, 2019
Property Address415 W 21ST ST, COVINGTON, KY 41014-1115
Document Number0000000031
Book / Page0C6714 / 000235
Instrument DateJun 17, 2019
Instrument31
Transaction TypeForeclosure
Record UpdatedAug 9, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$23.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,000 (-) Land $10,000 Building $125,000$135,000 (-) Land $10,000 Building $125,000
2025$1,788.00 (+57.95%)$135,000 (+58.82%) Land $5,000 Building $130,000$135,000 (+58.82%) Land $5,000 Building $130,000
2023$1,132.00$85,000 Land $5,000 Building $80,000$85,000 Land $5,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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