Kenton County property record for 413 W 21st St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,500 sqft · built 1890 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (May 2017) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-03-012.00 |
| Primary APN | 055-21-03-012.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Finished Area |
| Gross Area | 1,592 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 413 W 21ST ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL COV L & B CO LOT 7 |
| Legal Subdivision | CENTRAL COV L & B CO |
| Legal Lot Number | 7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 W 21ST ST, COVINGTON, KY 41014-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Prior Sale | May 25, 2017 · Amount on Record |
| Deed Document Number | 201705 25 069 00236 |
| Deed Book / Page | 6167 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 25, 2017 |
| Property Address | 413 W 21ST ST, COVINGTON, KY 41014-1115 |
| Document Number | 0000000236 |
| Book / Page | 0C6167 / 000270 |
| Instrument Date | May 23, 2017 |
| Instrument | 236 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | CERTIFIED DOCUMENT SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 W 21ST ST COVINGTON KY 41014, COVINGTON, KY 41014 |
| Document Number | 237 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 0C6167/000274 |
| Instrument | 237 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
| Document Number | 238, |
|---|---|
| Date | May 25, 2017 |
| Book Page | 0C6167/000290 |
| Instrument | 238 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Amount | Amount Recorded |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (+32.54%) Land $10,000 Building $135,000 | $145,000 (+32.54%) Land $10,000 Building $135,000 | |
| 2025 | $1,449.00 (-0.55%) | $109,400 (-) Land $5,000 Building $104,400 | $109,400 (-) Land $5,000 Building $104,400 |
| 2023 | $1,457.00 (+0.83%) | $109,400 (-) Land $5,000 Building $104,400 | $109,400 (-) Land $5,000 Building $104,400 |
| 2022 | $1,445.00 | $109,400 Land $5,000 Building $104,400 | $109,400 Land $5,000 Building $104,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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