Delaware County property record for 415 Union St, Ryan, IA 52330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1920 |
| Lot Size | 0.461 acres (20,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Oct 2021) |
| Tax Bill | $2,628 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 690000205600 |
| Primary APN | 690000205600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 544 sqft |
| Unfinished Basement | 544 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,100 sqft (0.461 acres) |
| Lot Dimensions | 201 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 229 sqft |
| Patio Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 415 UNION ST |
|---|---|
| City | RYAN |
| State | IA |
| Zip | 52330-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RYAN W 1/2 LOT 3 BLK 21 LOT 4 BLK 21 |
| Legal Subdivision | ORIGINAL TOWN - RYAN |
| Legal Block | 21 |
| Legal Lot Number | 3,4 |
| Jurisdiction | DELAWARE IA |
| Township / Civil Division | ADAMS |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 950400 |
Source: Delaware County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 UNION ST, RYAN, IA 52330-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK |
| Jan 13, 2021 | Sheriff's Deed, Foreclosure · Commercial Mortgage FARMERS & MERCHANTS SAV BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Jan 13, 2021 |
| Deed Document Number | 20213666 |
| Deed Book / Page | 2021 / 3666 |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 0000000189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IA |
| Recording Date | Oct 20, 2021 |
| Property Address | 415 UNION ST, RYAN, IA 52330-7735 |
| Document Number | 02021/3666 |
| Book / Page | 2021 / 3666 |
| Map Reference | BK 1 PG 42 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 21-3666 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 UNION ST, RYAN, IA 52330-7735 |
| Document Number | 02021/3667 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 2021/3667 |
| Instrument | 21-3667 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | DELAWARE IA |
| Recording Date | Jan 13, 2021 |
| Property Address | 415 UNION ST, RYAN, IA 52330-7735 |
| Document Number | 002021/189 |
| Book / Page | 2021 / 189 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021 189 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30780 NUTHATCH CT, DYERSVILLE, IA 52040-2313 |
| Document Number | 002021/323 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 2021/323 |
| Instrument | 2021 323 |
| Name | FARMERS & MERCHANTS SAV BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Delaware County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Delaware County |
| Municipality | Ryan City |
| Unified School District | West Delaware County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,700 (-) Land $12,000 Building $157,700 | $169,700 (-) Land $12,000 Building $157,700 | |
| 2025 | $2,628.00 (-2.74%) Homeowner's exemption | $169,700 (+4.95%) Land $12,000 Building $157,700 | $169,700 (+4.95%) Land $12,000 Building $157,700 |
| 2024 | $2,702.00 (+12.49%) | ||
| 2023 | $161,700 (+24.96%) Land $12,000 Building $149,700 | $161,700 (+24.96%) Land $12,000 Building $149,700 | |
| 2022 | $2,402.00 | $129,400 Land $9,600 Building $119,800 | |
| 2021 | $129,400 Land $9,600 Building $119,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RYAN WATER SUPPLY serves 350 people · EPA ID IA2864013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrite resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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