413 Union St, Ryan, IA 52330 Property Records

Delaware County property record for 413 Union St, Ryan, IA 52330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1950
Lot Size	0.254 acres (11,055 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Mar 2023)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690000205500`

Property Details

APN / Parcel Number

Primary APN	`690000205500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	676 sqft
Attic	Attic
Attic Area	372 sqft
Basement Area	772 sqft
Unfinished Basement	772 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,055 sqft (0.254 acres)
Lot Dimensions	201 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	413 UNION ST
City	RYAN
State	IA
Zip	52330-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RYAN E 1/2 LOT 3 BLK 21 & W 22' LOT 2 BLK 21
Legal Subdivision	ORIGINAL TOWN - RYAN
Legal Block	21
Legal Lot Number	2,3
Jurisdiction	DELAWARE IA
Township / Civil Division	ADAMS
Census Block Group	4
Census Block	4045
Census Tract	950400

Owner

Source: Delaware County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5066 HIGHWAY 13, CENTRAL CITY, IA 52214-9585
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Document Number	2023631
Deed Book / Page	2023 / 631
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Mar 24, 2023
Property Address	413 UNION ST, RYAN, IA 52330-7735
Document Number	002023/631
Book / Page	2023 / 631
Instrument Date	Mar 22, 2023
Instrument	23-631
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 UNION ST, RYAN, IA 52330-7735

Mortgage

Document Number	0000023632
Date	Mar 24, 2023
Instrument	23-632

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	10.8%
Index	5-Year CMT
Margin	4
Max Rate	16.8%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Ryan City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 (-) Land $7,800 Building $115,000	$122,800 (-) Land $7,800 Building $115,000
2025	$2,032.00 (-3.7%)	$122,800 (+3.8%) Land $7,800 Building $115,000	$122,800 (+3.8%) Land $7,800 Building $115,000
2024	$2,110.00 (+25%)
2023		$118,300 (+26.39%) Land $7,800 Building $110,500	$118,300 (+26.39%) Land $7,800 Building $110,500
2022	$1,688.00 Homeowner's exemption	$93,600 Land $6,200 Building $87,400
2021			$93,600 Land $6,200 Building $87,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RYAN WATER SUPPLY serves 350 people · EPA ID IA2864013
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20