415 Trout Gulch Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 415 Trout Gulch Rd, Aptos, CA 95003

Property Summary

Property Type	Retail Store
Details	1,492 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$3,355,000 (Jul 2016)
Tax Bill	$16,834 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-011-32`

Property Details

APN / Parcel Number

Primary APN	`041-011-32`
Alternative APN	`041-011-32-000`

Interior

Stories	1 Story
Building Area	1,492 sqft Gross Area
1st Floor Area	1,492 sqft

Exterior

Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	12,632 sqft (0.29 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 TROUT GULCH RD
City	APTOS
State	CA
Zip	95003-3919
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	C-2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7561 SUNSET WAY, APTOS, CA 95003-3816
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage SANTA CRUZ COUNTY BANK
Feb 21, 2023	Grant Deed, Transfer
Feb 14, 2023	Grant Deed, Transfer
Aug 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Prior Sale	Mar 16, 2005 · Amount on Record
Deed Document Number	201627272
Last Transfer Date	Aug 1, 2018
Transfer Doc	0000024159
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	415 TROUT GULCH RD, APTOS, CA 95003-3919
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 41ST AVE, SANTA CRUZ, CA 95062-4473

Mortgage

Document Number	0000005577
Date	Mar 30, 2023
Instrument	2023-0005577

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 21, 2023
Property Address	415 TROUT GULCH RD, APTOS, CA 95003-3919
Document Number	0000002857
Map Reference	MB 46 PG 57
Instrument Date	Feb 2, 2023
Instrument	2023-0002857
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7561 SUNSET WAY, APTOS, CA 95003-3816

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 14, 2023
Property Address	415 TROUT GULCH RD, APTOS, CA 95003-3919
Document Number	0000002571
Instrument Date	Feb 2, 2023
Instrument	2023-0002571
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7561 SUNSET WAY, APTOS, CA 95003-3816

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 7, 2018
Property Address	415 TROUT GULCH RD, APTOS, CA 95003-3919
Document Number	0000024158
Instrument Date	Aug 1, 2018
Instrument	24158
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	403 TROUT GULCH RD APTOS CA 950033919, APTOS, CA 95003-3919

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 7, 2018
Property Address	415 TROUT GULCH RD, APTOS, CA 95003-3919
Document Number	0000024159
Instrument Date	Aug 1, 2018
Instrument	24159
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7561 SUNSET WAY APTOS CA 950033816, APTOS, CA 95003-3816

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,183,797 (+2%) Land $828,658 Building $355,139
2025	$16,834.00 (+8.86%)	$1,160,586 (+4.04%) Land $812,410 Building $348,176
2024	$15,464.00 (+2.24%)
2023	$15,125.00 (+3.9%)	$1,115,519 Land $780,863 Building $334,656
2022	$14,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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