Santa Cruz County property record for 403 Trout Gulch Rd, Aptos, CA 95003
| Property Type | Retail Store |
|---|---|
| Details | built 1946 |
| Lot Size | 0.537 acres (23,392 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,355,000 (Jul 2016) |
| Tax Bill | $36,109 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-011-35 |
| Primary APN | 041-011-35 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 23,392 sqft (0.537 acres) |
| Street Address | 403 TROUT GULCH RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3919 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | C-2 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 041-011-35
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7561 SUNSET WAY, APTOS, CA 95003-3816 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SANTA CRUZ COUNTY BANK |
| Feb 14, 2023 | Grant Deed, Transfer |
| Aug 07, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 07, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2016 · Amount on Record |
| Deed Sale | Jul 28, 2016 · Amount on Record |
| Deed Document Number | 201627272 |
| Last Transfer Date | Aug 01, 2018 |
| Transfer Doc | 0000024158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 403 TROUT GULCH RD, APTOS, CA 95003-3919 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1000 41ST AVE, SANTA CRUZ, CA 95062-4473 |
| Document Number | 0000005555 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023-0005555 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 14, 2023 |
| Property Address | 403 TROUT GULCH RD, APTOS, CA 95003-3919 |
| Document Number | 0000002571 |
| Map Reference | MB 46 PG 57 |
| Instrument Date | Feb 02, 2023 |
| Instrument | 2023-0002571 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7561 SUNSET WAY, APTOS, CA 95003-3816 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 07, 2018 |
| Property Address | 403 TROUT GULCH RD, APTOS, CA 95003-3919 |
| Document Number | 0000024159 |
| Instrument Date | Aug 01, 2018 |
| Instrument | 24159 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7561 SUNSET WAY APTOS CA 950033816, APTOS, CA 95003-3816 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 07, 2018 |
| Property Address | 403 TROUT GULCH RD, APTOS, CA 95003-3919 |
| Document Number | 0000024158 |
| Instrument Date | Aug 01, 2018 |
| Instrument | 24158 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 403 TROUT GULCH RD APTOS CA 950033919, APTOS, CA 95003-3919 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,787,843 (+2%) Land $1,959,185 Building $828,658 | |
| 2025 | $36,109.00 (+7.23%) | $2,733,180 (+4.04%) Land $1,920,770 Building $812,410 |
| 2024 | $33,673.00 (+4.55%) | |
| 2023 | $32,207.00 (+2.16%) | $2,627,047 Land $1,846,184 Building $780,863 |
| 2022 | $31,525.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.
Based on FCC filings for 564 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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