Monroe County property record for 415 Sycamore Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,260 sqft · built 1967 |
| Lot Size | 0.321 acres (14,001 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,077 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-302-014-000 |
| Primary APN | 08-30-302-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,001 sqft (0.321 acres) |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 552 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 415 SYCAMORE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 25 HARDY ACRES 0162567 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | HARDY ACRES |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
415 Sycamore Dr is owner-occupied and held in a trust since February 2023.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 415 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 20, 2023 |
| Transfer Doc | 0000428000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 21, 2023 |
| Property Address | 415 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Document Number | 0000428000 |
| Map Reference | MB C PG 58 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 428000 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 415 SYCAMORE DR, WATERLOO, IL 62298-1739 |
The 2025 property tax bill for 415 Sycamore Dr was $4,077 with a homeowner's exemption, up 9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,077.00 (+9.01%) Homeowner's exemption | $77,370 Land $17,050 Building $60,320 | $232,110 Land $51,150 Building $180,960 |
| 2024 | $3,740.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $58,730 Land $15,570 Building $43,160 | $176,190 Land $46,710 Building $129,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Sycamore Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 415 Sycamore Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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