Monroe County property record for 411 Sycamore Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,014 sqft · built 1971 |
| Lot Size | 0.321 acres (14,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $172,000 (Nov 2018) |
| Tax Bill | $3,434 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-302-012-000 |
| Primary APN | 08-30-302-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 1,014 sqft |
| Unfinished Basement | 1,014 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,001 sqft (0.321 acres) |
| Garage Area | 338 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 828 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 411 SYCAMORE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 23 HARDY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | HARDY ACRES |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 411 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS |
| Oct 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 6, 2018 | Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS |
| Oct 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2018 · Amount on Record |
| Deed Sale | Nov 6, 2018 · Amount on Record |
| Deed Document Number | 2018398621 |
| Last Transfer Date | Sep 19, 2019 |
| Transfer Doc | 0000403961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 411 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000404827 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 404827 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 2, 2019 |
| Property Address | 411 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Document Number | 0000403961 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 403961 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 601 S MERAMEC AVE ST LOUIS MO 631052569, ST LOUIS, MO 63105-2569 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 6, 2018 |
| Property Address | 411 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Document Number | 0000398621 |
| Map Reference | PG 58 BK C |
| Instrument Date | Nov 2, 2018 |
| Instrument | 398621 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $258.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 HARTMANN LN, 416, WATERLOO, IL 62298-1857 |
| Name | Verified Name |
|---|---|
| Address | 411 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Document Number | 0000398622 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 398622 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 30, 2017 |
| Property Address | 411 SYCAMORE DR, WATERLOO, IL 62298-1739 |
| Document Number | 0000392695 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 392695 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 411 SYCAMORE DR WATERLOO IL 622981739, WATERLOO, IL 62298-1739 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,434.00 (+10.92%) Homeowner's exemption | $62,040 (+15.17%) Land $17,050 Building $44,990 | $186,120 (+15.17%) Land $51,150 Building $134,970 |
| 2024 | $3,096.00 | ||
| 2022 | Additional exemption filed | $53,870 Land $15,570 Building $38,300 | $161,610 Land $46,710 Building $114,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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