415 Stove Point Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 415 Stove Point Rd, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,464 sqft · built 1951
Lot Size	0.852 acres (37,141 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,985 (2026)
Deeds & Mortgages	Sep 2026 Transfer Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46 5 41`

Property Details

APN / Parcel Number

Primary APN	`46 5 41`
Alternative APN	`5945`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,464 sqft Living Area
Gross Area	2,841 sqft
1st Floor Area	1,909 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	37,141 sqft (0.852 acres)
Garage Area	260 sqft
Driveway	Paver Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	377 sqft
Deck Area	108 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5945
Street Address	415 STOVE POINT RD
City	DELTAVILLE
State	VA
Zip	23043-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STOVE PT SUB 46-1 LOT 41 DB 85-45 145-107 D16-1753 D19-882 0000
Legal Subdivision	STOVE PT SUB
Legal Lot Number	41
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1036
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 CHESWICK LN, HENRICO, VA 23229-7661
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019
Deed Sale	Jun 17, 2019
Deed Document Number	2019882
Last Transfer Date	Sep 2, 2026
Transfer Doc	0000001594
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Sep 14, 2026
Property Address	415 STOVE POINT RD, DELTAVILLE, VA 23043-2013
Document Number	0000001594
Instrument Date	Sep 2, 2026
Instrument	20261594
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CHESWICK LN, HENRICO, VA 23229-7661

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	415 STOVE POINT RD, DELTAVILLE, VA 23043-2013
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ABSTRACT TITLE, ABSTRACT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000952
Date	Jul 1, 2019
Instrument	190000952

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jun 17, 2019
Property Address	415 STOVE POINT RD, DELTAVILLE, VA 23043-2013
Document Number	190000882
Instrument Date	Jun 12, 2019
Instrument	190000882
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CHESWICK LN, HENRICO, VA 23229-7661

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,985.00	$817,300 (-) Land $362,000 Building $455,300	$817,300 (-) Land $362,000 Building $455,300
2025	$4,985.00	$817,300 (-) Land $362,000 Building $455,300	$817,300 (-) Land $362,000 Building $455,300
2023	$4,985.00	$817,300 Land $362,000 Building $455,300	$817,300 Land $362,000 Building $455,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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