328 Stove Point Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 328 Stove Point Rd, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,507 sqft · built 1956
Lot Size	1.04 acres (45,325 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,200,000 (May 2008)
Tax Bill	$6,164 (2026)
Deeds & Mortgages	Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`46 6 48`

Property Details

APN / Parcel Number

Primary APN	`46 6 48`
Alternative APN	`7176`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,507 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	3,255 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1992
Exterior Material	Concrete
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	45,325 sqft (1.04 acres)

Exterior Amenities

Pool Area	840 sqft
Porch	Slab
Porch Area	264 sqft
Patio Area	469 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7176
Street Address	328 STOVE POINT RD
City	DELTAVILLE
State	VA
Zip	23043-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STOVE PT NECK 46-1 LOT 48 DB131-412 352-2 08-1134 08-1556 WB18-64 D20-467
Legal Subdivision	STOVE POINT NECK
Legal Lot Number	48
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1036
Census Tract	951200

Owner

328 Stove Point Rd is held in a trust since March 2020.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Trust Names on Record
Mailing Address	1500 WESTBROOK CT, 3133, RICHMOND, VA 23227-3373
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2008 · Amount on Record
Deed Sale	May 22, 2008 · Amount on Record
Deed Book / Page	800 / 1556
Last Transfer Date	Mar 4, 2020
Transfer Doc	0000000467
Record Updated	Oct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Mar 19, 2020
Property Address	328 STOVE POINT RD, DELTAVILLE, VA 23043-2012
Document Number	200000467
Instrument Date	Mar 4, 2020
Instrument	200000467
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OLD BRIDGE LN, HENRICO, VA 23229-8545

Tax Assessment & Valuation

The 2026 property tax bill for 328 Stove Point Rd was $6,164.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,164.00	$1,010,600 (-) Land $362,000 Building $648,600	$1,010,600 (-) Land $362,000 Building $648,600
2025	$6,164.00	$1,010,600 Land $362,000 Building $648,600	$1,010,600 Land $362,000 Building $648,600
2023	$6,164.00	$1,010,600 Land $362,000 Building $648,600	$1,010,600 Land $362,000 Building $648,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Stove Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Stove Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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