415 Sternbridge Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 415 Sternbridge Dr, Concord, NC 28025 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,846 sqft Living Area
Lot Size	74,488 sqft (1.71 acres)
Occupancy	Owner Occupied
Last Sale	$192,000 (2004)
Tax Bill	$3,178.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5525 78 6474`
Alternative APNs	`01027 0020.320000` `33091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,846 sqft Living Area
Gross Area	3,216 sqft Gross Area
1st Floor	1,846 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	74,488 sqft (1.71 acres)
Depth X Width	281 ft x 200 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	1,100 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	700 sqft Garage

Exterior Amenities

Deck Area	295 sqft Deck
Patio Area	295 sqft Patio
Porch Area	375 sqft Porch
Storage Building	144 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	33091
Street Address	415 STERNBRIDGE DR
City	CONCORD
State	NC
Zip	28025-6921
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 42 RIDGEWOOD FARMS/HUNTLEY
Legal Subdivision	RIDGEWOOD FARM
Legal Lot Number	42
Jurisdiction	CABARRUS NC
Minor Civil Division	1, HARRISBURG
Census Blockgroup	2
Census Block	2009
Census Tract	41507

Owner

Source: Cabarrus County records · APN 5525 78 6474

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 STERNBRIDGE DR, CONCORD, NC 28025-6921
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2004 · Amount on Record
Deed Sale	Apr 01, 2004 · Amount on Record
Prior Sale	Oct 19, 1995 · Amount on Record
Deed Book / Page	5229 / 189
Last Transfer Date	Jan 10, 2005
Transfer Doc	5747321
Record Refreshed	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	415 STERNBRIDGE DR, CONCORD, NC 28025-6921
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016190308
Date	Sep 06, 2022
Book Page	16190/308

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00 (+31.16%)	$437,760 (+60.8%) Land $78,000 Building $359,760
2024			$437,760 (+60.8%) Land $78,000 Building $359,760
2023	$2,423.00	$272,240 Land $50,000 Building $222,240	$272,240 Land $50,000 Building $222,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.