Cabarrus County property record for 409 Sternbridge Dr, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1995 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $189,500 (Jun 2006) |
| Tax Bill | $2,494 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5525 78 7611 |
| Primary APN | 5525 78 7611 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,010 sqft |
| 1st Floor Area | 1,548 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Lot Dimensions | 324 ft deep x 160 ft wide |
| Garage Area | 960 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 440 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 336 sqft |
| Patio Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 44047 |
|---|---|
| Street Address | 409 STERNBRIDGE DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-6921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 43 RIDGEWOOD FARMS |
| Legal Subdivision | RIDGEWOOD FARM |
| Legal Lot Number | 43 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 41507 |
Source: Cabarrus County assessment roll, as of September 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 409 STERNBRIDGE DR, CONCORD, NC 28025-6921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Aug 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2006 · Amount on Record |
| Deed Sale | Jun 30, 2006 · Amount on Record |
| Prior Sale | Jul 21, 1994 · Amount on Record |
| Deed Book / Page | 6848 / 45 |
| Prior Transfer Date | Oct 22, 2001 |
| Prior Transfer Doc | 3475229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 409 STERNBRIDGE DR, CONCORD, NC 28025-6921 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0016070244 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 16070/244 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 409 STERNBRIDGE DR, CONCORD, NC 28025-6921 |
| Document Number | 13719244 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 STERNBRIDGE DR CONCORD NC 280256921, CONCORD, NC 28025-6921 |
| Document Number | 13719244 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 013719/000244 |
| Instrument | 24716 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2029 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,494.00 (+39.17%) | $343,580 (+70.67%) Land $78,000 Building $265,580 | |
| 2024 | $343,580 (+70.67%) Land $78,000 Building $265,580 | ||
| 2023 | $1,792.00 | $201,310 Land $50,000 Building $151,310 | $201,310 Land $50,000 Building $151,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
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