St. Louis County property record for 415 Spruce St, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 672 sqft · built 1957 |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jun 2001) |
| Tax Bill | $990 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-01350 |
| Primary APN | 080-0010-01350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 168 sqft |
| Finished Basement | 168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,998 sqft (0.16 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Lean-To | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 91727 |
|---|---|
| Street Address | 415 SPRUCE ST |
| City | TOWER |
| State | MN |
| Zip | 55790-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0009 BLOCK:013 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 902 ADAMS AVE, EVELETH, MN 55734-1359 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2001 · Amount on Record |
| Deed Sale | Jun 20, 2001 · Amount on Record |
| Deed Document Number | 2001819638 |
| Last Transfer Date | Sep 17, 2004 |
| Transfer Doc | 0000974165 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $990.00 (+9.27%) | ||
| 2025 | $906.00 (+8.89%) | $55,800 (+16.98%) Land $6,000 Building $49,800 | $55,800 (+16.98%) Land $6,000 Building $49,800 |
| 2024 | $832.00 | $47,700 (+30.33%) Land $6,000 Building $41,700 | $47,700 (+30.33%) Land $6,000 Building $41,700 |
| 2022 | $36,600 Land $5,400 Building $31,200 | $36,600 Land $5,400 Building $31,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CTC.
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