302 Spruce St, Tower, MN 55790 Property Records

St. Louis County property record for 302 Spruce St, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail > Charitable Organization, Fraternal
Year BuiltBuilt 1950
Square Footage1,888 sqft Gross Area
Lot Size6,998 sqft (0.16 acres)
Last Sale$80,000 (2023)
Tax Bill$325.00 (2026)

Property Details

APN / Parcel Number

Primary APN080-0010-02160
Alternative APNs
  • 1144645
  • 799526
  • 909003

Interior

Building Area1,888 sqft Gross Area
1st Floor1,888 sqft 1st Floor
Basement Area1,888 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1950
Exterior MaterialMetal Exterior
Lot Area6,998 sqft (0.16 acres)

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number909003
Street Address302 SPRUCE ST
CityTOWER
StateMN
Zip55790-5602
Property UsageCommercial Property Usage
TypeCommercial > Retail > Charitable Organization, Fraternal
Legal DescriptionN1/2 OF LOT 1, BLOCK 20 AND THAT PART OF N1/2OF LOT 2, BLOCK 20, LYING EASTERLY OF THEFOLLOWING DESCRIBED LINE: COMMENCING AT
Legal SubdivisionTOWER
Legal Block20
Legal Lot Number1-2
JurisdictionST LOUIS MN
Minor Civil DivisionTOWER
Census Blockgroup2
Census Block2053
Census Tract15402

Owner

Source: St. Louis County records · APN 080-0010-02160

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address702 S 3RD AVE, VIRGINIA, MN 55792-2776
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Warranty Deed, Transfer · Line of Credit
NORTHERN STATE BANK OF VIRGINIA
Dec 20, 2023Intrafamily Transfer, Transfer
NOT AVAILABLE, UP NORTH TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2023 · Amount on Record
Deed SaleDec 19, 2023 · Amount on Record
Deed Doc Number20231480031
Record RefreshedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 19, 2023
Property Address302 SPRUCE ST, TOWER, MN 55790-5602
Document Number0001480031
Instrument DateNov 15, 2023
Instrument1480031
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 S 3RD AVE, VIRGINIA, MN 55792-2776

Mortgage

Document Number0001480032
DateDec 19, 2023
Instrument1480032
Lender
NameNORTHERN STATE BANK OF VIRGINIA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueNov 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 20, 2023
Property Address302 SPRUCE ST, TOWER, MN 55790-5602
Document Number0001480186
Instrument DateNov 15, 2023
Instrument1480186
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyNOT AVAILABLE, UP NORTH TITLE INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 24, VIRGINIA, MN 55792-0024

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$325.00 (+16%)
2025$125.00$336,500 (+368.01%) Land $3,900 Building $332,600$336,500 (+368.01%) Land $3,900 Building $332,600
2024$71,900 (+38.8%) Land $3,900 Building $68,000$71,900 (+38.8%) Land $3,900 Building $68,000
2023$125.00 Additional exemption filed
2022$51,800 Land $5,400 Building $46,400$51,800 Land $5,400 Building $46,400

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