415 Smith St, Oscoda, MI 48750 Property Records

Iosco County property record for 415 Smith St, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1971
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$22,500 (May 2016)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021V1001000300`

Property Details

APN / Parcel Number

Primary APN	`021V1001000300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Building Perimeter
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	163 ft deep x 106 ft wide
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 SMITH ST
City	OSCODA
State	MI
Zip	48750-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C3
Legal Description	MAP OF AUSABLE AS RECORDED IN LIBER 1, PAGE 2, OF PLATS, IOSCO CO. RECORDS LOTS 3 TO 6 INCL BLK 10
Legal Subdivision	AUSABLE
Legal Block	10
Legal Lot Number	3-6
Jurisdiction	IOSCO MI
Township / Civil Division	AU SABLE
Census Block Group	2
Census Block	2004
Census Tract	400

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	409 SMITH ST, OSCODA, MI 48750-1141
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2016 · Amount on Record
Deed Sale	May 6, 2016 · Amount on Record
Deed Book / Page	1154 / 47
Last Transfer Date	Apr 12, 2023
Transfer Doc	2023002250
Record Updated	Sep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IOSCO MI
Recording Date	Apr 27, 2023
Property Address	415 SMITH ST, OSCODA, MI 48750-1141
Document Number	2023002250
Instrument Date	Apr 12, 2023
Instrument	2023002250
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SMITH ST, OSCODA, MI 48750-1141

Mortgage

Document Number	2023002251
Date	Apr 27, 2023
Instrument	2023002251

Lender

Name	ALPENA ALCONA AREA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Au Sable Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,100 (+4.75%) Land $66,100	$132,200 (+4.75%) Land $132,200
2025	$1,592.00	$63,100 Land $63,100	$126,200 Land $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1997–2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Mar 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

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