Iosco County property record for 409 Smith St, Oscoda, MI 48750
| Property Type | Commercial |
|---|---|
| Details | 2,092 sqft |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $40,000 (Oct 2014) |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 021V1001000400 |
| Primary APN | 021V1001000400 |
|---|
| Building Area | 2,092 sqft Building Perimeter |
|---|
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 186 ft deep x 125 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 SMITH ST |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-1141 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MAP OF AUSABLE AS RECORDED IN LIBER 1, PAGE 2, OF PLATS, IOSCO CO. RECORDS PART OF BLK 10 COM AT SW COR LOT 1 TH W TO ELY BAN |
| Legal Subdivision | MAP OF AUSABLE |
| Legal Block | 10 |
| Legal Lot Number | 1,6 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | AU SABLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 400 |
409 Smith St, a commercial property, is held in a trust since May 2026.
Source: Iosco County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5840 N LAKE RD, OSCODA, MI 48750-9704 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on File |
| Deed Sale | Oct 22, 2014 · Amount on File |
| Deed Book / Page | 1117 / 383 |
| Last Transfer Date | May 31, 2026 |
| Transfer Doc | 0000003279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Jun 8, 2026 |
| Property Address | 409 SMITH ST, OSCODA, MI 48750-1141 |
| Document Number | 0000003280 |
| Instrument Date | May 31, 2026 |
| Instrument | 20263280 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5840 N LAKE RD, OSCODA, MI 48750-9704 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Jun 8, 2026 |
| Property Address | 409 SMITH ST, OSCODA, MI 48750-1141 |
| Document Number | 0000003279 |
| Instrument Date | May 31, 2026 |
| Instrument | 20263279 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5840 N LAKE RD, OSCODA, MI 48750-9704 |
The 2025 property tax bill for 409 Smith St was $1,229.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Au Sable Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,800 (+5.97%) Land $500 Building $40,300 | $81,600 (+5.97%) Land $1,000 Building $80,600 | |
| 2025 | $1,229.00 | $38,500 Land $500 Building $38,000 | $77,000 Land $1,000 Building $76,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1997–2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Mar 2021 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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