Buncombe County property record for 415 School Rd E, Asheville, NC 28803 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,350 sqft · built 1978 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,255 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9657-51-8976-00000 |
| Primary APN | 9657-51-8976-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 1,350 sqft |
| Unfinished Basement | 1,350 sqft |
| Flooring | Carpet |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 965719518911000 |
|---|---|
| Street Address | 415 SCHOOL RD E |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-9623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED DATE: 10/04/1978 DEED: 1200-0670 SUBDIV: LS & M BUILDERS BLOCK: LOT: 1 SECTION: PLAT: 0044-0146 |
| Legal Subdivision | LS AND M BUILDERS |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2102 |
Source: Buncombe County records · APN 9657-51-8976-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 SCHOOL RD E, ASHEVILLE, NC 28803-9623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 1978 |
| Deed Sale | Oct 04, 1978 |
| Deed Document Number | 0001200670 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 415 SCHOOL RD E, ASHEVILLE, NC 28803-9623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057910385 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 5791/0385 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | BRANDYWINE, WV 26802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,255.00 (+9.7%) | $254,100 (-) | |
| 2023 | $1,144.00 | $254,100 | $254,100 (-) Land $51,800 Building $202,300 |
| 2021 | $254,100 Land $51,800 Building $202,300 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210021021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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