399 School Rd E, Asheville, NC 28803 Property Records

Buncombe County property record for 399 School Rd E, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1972
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jan 2017)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`661779-2020-202`

Property Details

APN / Parcel Number

Primary APN	`661779-2020-202`
Alternative APNs	`9657-52-8386-00000` `965719528310000` `008237779`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Porch	Screened Porch
Porch Area	128 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	661779-2020-202
Street Address	399 SCHOOL RD E
City	ASHEVILLE
State	NC
Zip	28803-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8
Legal Description	LOT: PT 5 PLAT: 0036-0086
Legal Subdivision	TAYLOR HEIRS
Legal Block	1
Legal Lot Number	5
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1010
Census Tract	2102

Owner

399 School Rd E is owned and occupied by two individuals who bought it in January 2017.

Source: Buncombe County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	399 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Prior Sale	Jul 13, 2009 · Amount on File
Deed Book / Page	5515 / 874
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 9, 2026
Property Address	399 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Document Number	6600001809
Book / Page	6600 / 1809
Instrument Date	Jun 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 SCHOOL RD E, ASHEVILLE, NC 28803-9622

Mortgage

Document Number	6600001809,
Date	Jun 9, 2026
Book Page	6600/1809

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	399 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062021314
Date	Mar 31, 2022
Book Page	6202/1314

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	399 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056580533
Date	Apr 27, 2018
Book Page	5658/0533

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HOLLY SPRINGS, NC 27540

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	399 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Document Number	0057521507
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	399 SCHOOL RD E ASHEVILLE NC 288039622, ASHEVILLE, NC 28803-9622

Mortgage

Document Number	0057521507
Date	Mar 18, 2019
Book Page	005752/001507

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 399 School Rd E was $2,155.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00	$218,100 Land $52,700 Building $165,400	$218,100 Land $52,700 Building $165,400
2023	$1,965.00	$218,100	$218,100 Land $52,700 Building $165,400
2021			$218,100 Land $52,700 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 399 School Rd E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 399 School Rd E is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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