415 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 415 Santander Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,587 sqft · built 1980
Lot Size0.127 acres (5,535 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Jul 2008)
Tax Bill$10,198 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN209-512-053-7

Property Details

APN / Parcel Number

Primary APN209-512-053-7
Alternative APN
  • 209-512-053

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,587 sqft Living Area
1st Floor Area1,587 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area5,535 sqft (0.127 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address415 SANTANDER DR
CitySAN RAMON
StateCA
Zip94583-2142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-1
Legal DescriptionT05217 L0276 B
Legal SubdivisionSUBDIVISION 5217
Legal Tract05217
Legal Lot Number276
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1005
Census Tract345116

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 SANTANDER DR, SAN RAMON, CA 94583-2142
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2008 · Amount on Record
Deed SaleJul 15, 2008 · Amount on Record
Prior SaleDec 16, 2002 · Amount on Record
Deed Document Number2008156596
Prior Transfer DateAug 22, 1999
Prior Transfer Doc0000247759
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address415 SANTANDER DR, SAN RAMON, CA 94583-2142
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SANTANDER DR, SAN RAMON, CA 94583-2142

Mortgage

Document Number0000236303
DateOct 14, 2020
Instrument2020-236303
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$866,905 (+2%) Land $564,806 Building $302,099
2025$10,198.00 (+3.86%) Homeowner's exemption$849,908 (+4.04%) Land $553,732 Building $296,176
2023$9,819.00 (+0.77%) Homeowner's exemption$816,907 Land $532,231 Building $284,676
2022$9,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: T-Mobile.

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