413 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 413 Santander Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,713 sqft · built 1980
Lot Size	0.129 acres (5,625 sqft)
Owner	Company Name on Record
Last Sale	$1,015,000 (Aug 2020)
Tax Bill	$12,966 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-512-054-5`

Property Details

APN / Parcel Number

Primary APN	`209-512-054-5`
Alternative APN	`209-512-054`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	1,713 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Cluster
Lot Area	5,625 sqft (0.129 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	413 SANTANDER DR
City	SAN RAMON
State	CA
Zip	94583-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05217 L0277 B
Legal Subdivision	TWIN CRKS SOUTH SUB 5217
Legal Tract	05217
Legal Lot Number	277
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	345116

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 1, 2022	Intrafamily Transfer, Transfer
Aug 11, 2020	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Aug 3, 2016 · Amount on Record
Deed Document Number	2020167439
Last Transfer Date	Jan 7, 2022
Transfer Doc	0000019727
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142

Mortgage

Document Number	0000253739
Date	Oct 28, 2020
Instrument	2020-253739

Lender

Name	BBVA USA
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142

Mortgage

Document Number	0000327561
Date	Nov 30, 2021
Instrument	2021-327561

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2031
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	Other
Max Rate	8%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 1, 2022
Property Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142
Document Number	0000019727
Map Reference	MB 216 PG 1
Instrument Date	Jan 7, 2022
Instrument	2022-019727
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 11, 2020
Property Address	413 SANTANDER DR, SAN RAMON, CA 94583-2142
Document Number	0000167439
Instrument Date	Jul 20, 2020
Instrument	167439
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	413 SANTANDER DR SAN RAMON CA 945832142, SAN RAMON, CA 94583-2142

Mortgage

Document Number	167440
Date	Aug 11, 2020
Instrument	167440

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Mortgage

Document Number	167441,
Date	Aug 11, 2020
Instrument	167441

Lender

Name	HERLING MARTINEZ
Address	101 YGNACIO VALLEY RD # 203, WALNUT CREEK, CA 94596-4006

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,120,639 (+2%) Land $772,855 Building $347,784
2025	$12,966.00 (+3.75%)	$1,098,666 (+4.04%) Land $757,701 Building $340,965
2023	$12,497.00 (+0.75%)	$1,056,006 Land $728,280 Building $327,726
2022	$12,404.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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