Miami County property record for 415 S Wall St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,154 sqft · built 1920 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,250 (Apr 2026) |
| Tax Bill | $1,558 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-004980 |
| Primary APN | H19-004980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 2,308 sqft |
| Basement Area | 577 sqft |
| Unfinished Basement | 577 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 126 ft deep x 66 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 311 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 415 S WALL ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 383 66 |
| Legal Subdivision | J R SHUMANS ADDITION |
| Legal Lot Number | 383 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-004980
Assessment roll updated March 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 S WALL ST, COVINGTON, OH 45318-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING A PLAINSCAPITAL COMPAN |
| Mar 23, 2021 | Foreclosure ATTORNEY ONLY |
| Sep 01, 2017 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2026 · Amount on Record |
| Deed Sale | Apr 08, 2026 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 20264064 |
| Prior Transfer Date | Aug 31, 2017 |
| Prior Transfer Doc | 0000010874 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 08, 2026 |
| Property Address | 415 S WALL ST, COVINGTON, OH 45318-1144 |
| Document Number | 0000004064 |
| Instrument Date | Apr 05, 2026 |
| Instrument | 20264064 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,844.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 S WALL ST, COVINGTON, OH 45318-1144 |
| Document Number | 0000004065, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20264065 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 13, 2021 |
| Property Address | 415 S WALL ST, COVINGTON, OH 45318-1144 |
| Document Number | 0000016002 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021OR-16002 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 415 S WALL ST, COVINGTON, OH 45318-1144 |
| Document Number | 0000016003 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021OR-16003 |
| Name | PRIMELENDING A PLAINSCAPITAL COMPAN |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 23, 2021 |
| Property Address | 415 S WALL ST, COVINGTON, OH 45318-1144 |
| Document Number | 0000004922 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 4922 |
| Transaction Type | Foreclosure |
| Record Updated | May 05, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $152.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 S WALL ST COVINGTON OH 453181144, COVINGTON, OH 45318-1144 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 01, 2017 |
| Property Address | 415 S WALL ST, COVINGTON, OH 45318-1144 |
| Document Number | 0000010874 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 10874 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 S WALL ST COVINGTON OH 453181144, COVINGTON, OH 45318-1144 |
| Document Number | 10875 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | 10875 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 31, 2047 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (+16.1%) | $46,660 (+33.16%) Land $10,890 Building $35,770 | $133,300 (+33.17%) Land $31,100 Building $102,200 |
| 2024 | $1,342.00 (+3.79%) | $35,040 (-) Land $11,800 Building $23,240 | |
| 2023 | $1,293.00 (-3.44%) | $35,040 (-) Land $11,800 Building $23,240 | $100,100 (-) Land $33,700 Building $66,400 |
| 2022 | $1,339.00 | $35,040 Land $11,800 Building $23,240 | $100,100 Land $33,700 Building $66,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093250002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 94 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH5500112, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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