405 S Wall St, Covington, OH 45318 Property Records

Miami County property record for 405 S Wall St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,476 sqft · built 1996
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2024)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H19-004970`

Property Details

APN / Parcel Number

Primary APN	`H19-004970`
Alternative APNs	`080529.3-29-007-00` `H19SH010 00100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	2,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	126 ft deep x 66 ft wide
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	405 S WALL ST
City	COVINGTON
State	OH
Zip	45318-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 382 66
Legal Lot Number	382
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2061
Census Tract	325000

Owner

Source: Miami County assessment roll, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 S WALL ST, COVINGTON, OH 45318-1144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Affidavit of Death, Transfer
Apr 10, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Deed Document Number	20246264
Prior Transfer Date	Jan 16, 2024
Prior Transfer Doc	0000000526
Record Updated	Sep 20, 2026

January 2024: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Jan 17, 2024
Property Address	405 S WALL ST, COVINGTON, OH 45318-1144
Document Number	0000000526
Instrument Date	Jan 14, 2024
Instrument	2024OR-00526
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 W SMITH RD, COVINGTON, OH 45318-8841

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Apr 10, 2019
Property Address	405 S WALL ST, COVINGTON, OH 45318-1144
Document Number	0000003649
Instrument Date	Apr 8, 2019
Instrument	3649
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S WALL ST COVINGTON OH 453181144, COVINGTON, OH 45318-1144

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (-0.29%) Homeowner's exemption	$80,510 (+23.6%) Land $10,890 Building $69,620	$230,000 (+23.59%) Land $31,100 Building $198,900
2024	$2,439.00 (+20.38%) Homeowner's exemption	$65,140 (-) Land $11,800 Building $53,340
2023	$2,026.00 (-4.12%) Homeowner's exemption	$65,140 (-) Land $11,800 Building $53,340	$186,100 (-) Land $33,700 Building $152,400
2022	$2,113.00 Homeowner's exemption	$65,140 Land $11,800 Building $53,340	$186,100 Land $33,700 Building $152,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Uniti Group.

Nearby Properties on S Wall St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures