New Hanover County property record for 415 S 18th St, Wilmington, NC 28403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,194 sqft · built 1928 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05407-020-006-000 |
| Primary APN | R05407-020-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Basement Area | 1,106 sqft |
| Finished Basement | 1,106 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 4,312 sqft (0.099 acres) |
| Lot Dimensions | 120 ft deep x 36 ft wide |
| Terrain | Low |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 234 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 415 S 18TH ST |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28403-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5,RESIDE |
| Legal Description | PT LOTS 11-13 BLK C ARDMORE |
| Legal Subdivision | ARDMORE SUBDIVISION |
| Legal Block | C |
| Legal Lot Number | 11-13 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westbrook-Ardmore Historic District listed 2009 · 467 contributing resources · NRIS 08001414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
415 S 18th St is owned and occupied by an individual who bought it in December 2021.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 S 18TH ST, WILMINGTON, NC 28403-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Warranty Deed, Transfer |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI HIGHLANDS RESID'L MTG |
| Dec 2, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Mar 1, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Prior Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 202159925 |
| Deed Book / Page | 6523 / 813 |
| Prior Transfer Date | Apr 6, 2009 |
| Prior Transfer Doc | 00539501846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 20, 2021 |
| Property Address | 415 S 18TH ST, WILMINGTON, NC 28403-2141 |
| Document Number | 00652300813 |
| Book / Page | 6523 / 813 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021059925 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $664.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 S 18TH ST, WILMINGTON, NC 28403-2141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 415 S 18TH ST, WILMINGTON, NC 28403-2141 |
| Document Number | 0063531939 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 415 S 18TH ST WILMINGTON NC 284032141, WILMINGTON, NC 28403-2141 |
| Document Number | 0063531939 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 006353/001939 |
| Instrument | 36707 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 2, 2019 |
| Property Address | 415 S 18TH ST, WILMINGTON, NC 28403-2141 |
| Document Number | 0062670598 |
| Book / Page | 006267 / 000598 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 39465 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 S 18TH ST WILMINGTON NC 284032141, WILMINGTON, NC 28403-2141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 415 S 18TH ST, WILMINGTON, NC 28403-2141 |
| Document Number | 0062440731 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Address | 415 S 18TH ST WILMINGTON NC 284032141, WILMINGTON, NC 28403-2141 |
| Document Number | 0062440731 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 006244/000731 |
| Instrument | 28622 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 9, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 415 S 18TH ST, WILMINGTON, NC 28403-2141 |
| Document Number | 0061260664 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 415 S 18TH ST WILMINGTON NC 284032141, WILMINGTON, NC 28403-2141 |
| Document Number | 0061260664 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 006126/000664 |
| Instrument | 7247 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $384,300 (-) Land $88,700 Building $295,600 | $384,300 (-) Land $88,700 Building $295,600 |
| 2025 | $384,300 Land $88,700 Building $295,600 | $384,300 Land $88,700 Building $295,600 |
| 2023 | $273,100 Land $53,700 Building $219,400 | $273,100 Land $53,700 Building $219,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 S 18th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1996–2018) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 S 18th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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