New Hanover County property record for 414 S 18th St, Wilmington, NC 28403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1933 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Feb 2025) |
| Tax Bill | $2,605 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05407-019-014-000 |
| Primary APN | R05407-019-014-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Terrain | Low |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 414 S 18TH ST |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28403-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5,RESIDE |
| Legal Description | LOT 17 BLK 501-C WESTBROOK GARDENS |
| Legal Subdivision | WESTBROOK GARDENS |
| Legal Block | 19 |
| Legal Lot Number | 17 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westbrook-Ardmore Historic District listed 2009 · 467 contributing resources · NRIS 08001414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
414 S 18th St is owned and occupied by two individuals who bought it in February 2025.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 S 18TH ST, WILMINGTON, NC 28403-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · VA Mortgage GATEWAY FIRST BANK |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILEND INC |
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Sep 14, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Prior Sale | Dec 22, 2017 · Amount on File |
| Deed Document Number | 20254769 |
| Deed Book / Page | 6759 / 734 |
| Prior Transfer Date | Jun 14, 1996 |
| Prior Transfer Doc | 2045000080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 414 S 18TH ST, WILMINGTON, NC 28403-2142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 414 S 18TH ST, WILMINGTON, NC 28403-2142 |
| Document Number | 00682601533 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 6826/1533 |
| Instrument | 2026002548 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | 244 S GATEWAY PL, JENKS, OK 74037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 414 S 18TH ST, WILMINGTON, NC 28403-2142 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00650001008 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 6500/1008 |
| Instrument | 2021048854 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | ALPHARETTA, GA 30009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 414 S 18TH ST, WILMINGTON, NC 28403-2142 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00650001023 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 6500/1023 |
| Instrument | 2021048855 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | 26043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 414 S 18TH ST, WILMINGTON, NC 28403-2142 |
| Document Number | 0063572274 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 414 S 18TH ST WILMINGTON NC 284032142, WILMINGTON, NC 28403-2142 |
| Document Number | 0063572274 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 006357/002274 |
| Instrument | 38600 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 30, 2017 |
| Property Address | 414 S 18TH ST, WILMINGTON, NC 28403-2142 |
| Document Number | 0060702449 |
| Book / Page | 006070 / 002449 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 21186 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 414 S 18TH ST WILMINGTON NC 284032142, WILMINGTON, NC 28403-2142 |
| Document Number | 60702452 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 006070/002452 |
| Instrument | 21187 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
The 2025 property tax bill for 414 S 18th St was $2,605, up 67.7% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,800 (-) Land $88,900 Building $353,900 | $442,800 (-) Land $88,900 Building $353,900 | |
| 2025 | $2,605.00 (+67.74%) | $442,800 Land $88,900 Building $353,900 | $442,800 Land $88,900 Building $353,900 |
| 2024 | $1,553.00 (+2.92%) | ||
| 2023 | $1,509.00 (-0.59%) | $178,600 Land $53,800 Building $124,800 | $178,600 Land $53,800 Building $124,800 |
| 2022 | $1,518.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 414 S 18th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1996–2018) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 S 18th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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