Chester County property record for 415 Ruby Rd, Chester Springs, PA 19425
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,526 sqft · built 2006 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $351,000 (Sep 2009) |
| Tax Bill | $818 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-4-357 |
| Primary APN | 32-4-357 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,526 sqft Living Area |
| Gross Area | 3,926 sqft |
| Basement Area | 690 sqft |
| Finished Basement | 690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,875 sqft (0.181 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 RUBY RD |
|---|---|
| City | CHESTER SPRINGS |
| State | PA |
| Zip | 19425-3857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 114 & DWG |
| Legal Subdivision | BYERS STATION PH 02 & 03 |
| Legal Lot Number | 114 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | UPPER UWCHLAN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 304503 |
415 Ruby Rd is owned and occupied by two individuals who acquired it in June 2025.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 RUBY RD, CHESTER SPRINGS, PA 19425-3857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC |
| Jun 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2009 · Amount on File |
| Deed Sale | Sep 21, 2009 · Amount on File |
| Prior Sale | Aug 9, 2006 · Amount on File |
| Deed Document Number | 200910963308 |
| Deed Book / Page | 7775 / 673 |
| Last Transfer Date | Jun 2, 2025 |
| Transfer Doc | 0113921909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 415 RUBY RD, CHESTER SPRINGS, PA 19425-3857 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0108011138 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 10801/1138 |
| Instrument | 11903124 |
| Name | MILLENNIAL HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 172 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 415 RUBY RD, CHESTER SPRINGS, PA 19425-3857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095511791 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 9551/1791 |
| Instrument | 11546320 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2027 |
The 2026 property tax bill for 415 Ruby Rd was $818.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Upper Uwchlan Township |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $818.00 | $214,840 (-) Land $46,410 Building $168,430 | $214,840 (-) Land $46,410 Building $168,430 |
| 2025 | $214,840 (-) Land $46,410 Building $168,430 | $214,840 Land $46,410 Building $168,430 | |
| 2024 | $7,550.00 | $214,840 Land $46,410 Building $168,430 | |
| 1998 | $214,840 Land $46,410 Building $168,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Ruby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 Ruby Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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