409 Ruby Rd, Chester Springs, PA 19425 Property Records

Chester County property record for 409 Ruby Rd, Chester Springs, PA 19425

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,828 sqft · built 2006
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Nov 2020)
Tax Bill	$769 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-4-354`

Property Details

APN / Parcel Number

Primary APN	`32-4-354`
Alternative APN	`3204 03540000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,828 sqft Living Area
Gross Area	4,228 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,610 sqft (0.129 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 RUBY RD
City	CHESTER SPRINGS
State	PA
Zip	19425-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 111 & DWG
Legal Subdivision	BYERS STATION PH 02 & 03
Legal Lot Number	111
Jurisdiction	CHESTER PA
Township / Civil Division	UPPER UWCHLAN
Census Block Group	2
Census Block	2004
Census Tract	304503

Owner

409 Ruby Rd is owned by two individuals who bought it in November 2020.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	326 DARTMOUTH RD, CHESTER SPRINGS, PA 19425-3838
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Jun 22, 2006 · Amount on File
Deed Document Number	202011777099
Deed Book / Page	10333 / 1512
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Nov 5, 2020
Property Address	409 RUBY RD, CHESTER SPRINGS, PA 19425-3857
Document Number	0103331512
Book / Page	10333 / 1512
Map Reference	MB 6877 PG 319
Instrument Date	Sep 25, 2020
Instrument	11777099
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	WHITFORD LAND TRANSFER INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 DARTMOUTH RD, CHESTER SPRINGS, PA 19425-3838

Mortgage

Document Number	0011777100
Date	Nov 5, 2020
Instrument	11777100

Lender

Name	ONY GLO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 409 Ruby Rd was $769.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Upper Uwchlan Township
Unified School District	Downingtown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$769.00	$201,830 Land $44,860 Building $156,970	$201,830 Land $44,860 Building $156,970
2024	$7,092.00	$201,830 Land $44,860 Building $156,970
1998			$201,830 Land $44,860 Building $156,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Ruby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Ruby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035
Water Source	Purchased surface water from AQUA PA MAIN SYSTEM
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20