415 Richard St, Spring Arbor, MI 49283 Property Records

Jackson County property record for 415 Richard St, Spring Arbor, MI 49283

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,560 sqft · built 1963
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Sep 2019)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`116-12-16-430-023-00`

Property Details

APN / Parcel Number

Primary APN	`116-12-16-430-023-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	415 RICHARD ST
City	SPRING ARBOR
State	MI
Zip	49283-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 39 HENDERSON SUBDIVISION
Legal Subdivision	HENDERSON SUBDIVISION
Legal Lot Number	39
Legal Unit	39
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	5
Census Block	5002
Census Tract	5400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 RICHARD ST, SPRING ARBOR, MI 49283-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 16, 2019	Quit Claim Deed, Transfer AMERICAN TITLEWORKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Oct 31, 2001 · Amount on Record
Deed Document Number	20192831750
Deed Book / Page	2148 / 161
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	0002831749
Record Updated	Oct 29, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 16, 2019
Property Address	415 RICHARD ST, SPRING ARBOR, MI 49283-9645
Document Number	0002831750
Book / Page	2148 / 0161
Map Reference	LB 14 PG 33
Instrument Date	Sep 11, 2019
Instrument	2831750
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8735 WILDWOOD CT, JACKSON, MI 49201-9236

Mortgage

Document Number	0002831751
Date	Sep 16, 2019
Book Page	2148/0162
Instrument	2831751

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 16, 2019
Property Address	415 RICHARD ST, SPRING ARBOR, MI 49283-9645
Document Number	0002831749
Book / Page	002148 / 000160
Instrument Date	Sep 3, 2019
Instrument	2831749
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	AMERICAN TITLEWORKS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RICHARD ST SPRING ARBOR MI 492839645, SPRING ARBOR, MI 49283-9645

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 (+12.34%)	$225,800 (+12.34%)
2025	$1,553.00 (-39.81%)	$100,500 (+12.17%)	$201,000 (+12.17%)
2024	$2,580.00 (+10.02%)
2023		$89,600	$179,200
2022	$2,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber, T-Mobile.

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