Jackson County property record for 405 Richard St, Spring Arbor, MI 49283
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Company Name on File |
| Last Sale | $97,000 (Aug 2003) |
| Tax Bill | $2,073 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-12-16-428-002-00 |
| Primary APN | 116-12-16-428-002-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 120 ft deep x 99 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 RICHARD ST |
|---|---|
| City | SPRING ARBOR |
| State | MI |
| Zip | 49283-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 10 AND W 1/2 OF LOT 11 HENDERSON SUBDIVISION |
| Legal Subdivision | HENDERSON SUBDIVISION |
| Legal Lot Number | 10-11 |
| Legal Unit | 10,11 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SPRING ARBOR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 5400 |
405 Richard St is owned by a company that bought it in August 2003.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6861 CARTER RD, SPRING ARBOR, MI 49283-9787 |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2003 · Amount on File |
| Deed Sale | Aug 12, 2003 · Amount on File |
| Prior Sale | Dec 1, 1992 · Amount on File |
| Deed Document Number | 20032311621 |
| Deed Book / Page | 1748 / 1095 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 Richard St was $2,073, down 26.3% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Spring Arbor Township |
| Unified School District | Western School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,100 (+10.8%) | $168,200 (+10.8%) | |
| 2025 | $2,073.00 (-26.33%) | $75,900 | $151,800 |
| 2024 | $2,814.00 | ||
| 2023 | $68,500 | $137,000 | |
| 2022 | $2,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Richard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Richard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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