415 Ramona Ave, Monterey, CA 93940 Property Records

Monterey County property record for 415 Ramona Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1948
Lot Size	0.125 acres (5,462 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-075-009-000`

Property Details

APN / Parcel Number

Primary APN	`013-075-009-000`
Alternative APN	`013-075-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,462 sqft (0.125 acres)
Garage Area	279 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	013-075-009
Street Address	415 RAMONA AVE
City	MONTEREY
State	CA
Zip	93940-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF RAMONA SUB NO 2 LOT 16
Legal Subdivision	MAP OF RAMONA SUB NO 2
Legal Block	4
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4013
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 RAMONA AVE, MONTEREY, CA 93940-3825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 30, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 30, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 14, 1996
Transfer Doc	0000009838
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	415 RAMONA AVE, MONTEREY, CA 93940-3825
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RAMONA AVE, MONTEREY, CA 93940-3825

Mortgage

Document Number	0000008039
Date	Feb 16, 2022
Instrument	2022008039

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 10, 2021
Property Address	415 RAMONA AVE, MONTEREY, CA 93940-3825
Document Number	0000033555
Map Reference	VOL 4 PG 43
Instrument Date	May 5, 2021
Instrument	2021033555
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 RAMONA AVE, MONTEREY, CA 93940-3825

Mortgage

Document Number	0000033556
Date	May 10, 2021
Instrument	2021033556

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 30, 2017
Property Address	415 RAMONA AVE, MONTEREY, CA 93940-3825
Document Number	0000028560
Instrument Date	May 22, 2017
Instrument	28560
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	415 RAMONA AVE MONTEREY CA 939403825, MONTEREY, CA 93940-3825

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	May 30, 2017
Property Address	415 RAMONA AVE, MONTEREY, CA 93940-3825
Document Number	0000028557
Instrument Date	May 22, 2017
Instrument	28557
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 RAMONA AVE MONTEREY CA 939403825, MONTEREY, CA 93940-3825

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$118,940 (+25.72%) Land $22,357 Building $96,583
2025	$1,331.00 (+9.46%)	$94,609 (+4.04%) Land $21,919 Building $72,690
2024	$1,216.00 (+11.46%)
2023	$1,091.00 (+1.3%)	$90,937 Land $21,069 Building $69,868
2022	$1,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Ramona Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures