412 Ramona Ave, Monterey, CA 93940 Property Records

Monterey County property record for 412 Ramona Ave, Monterey, CA 93940

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,271 sqft · built 1980
Lot Size	0.124 acres (5,399 sqft)
Owner	Company Name on File
Last Sale	$1,225,000 (Jul 2021)
Tax Bill	$15,279 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-081-004-000`

Property Details

APN / Parcel Number

Primary APN	`013-081-004-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,271 sqft Living Area
1st Floor Area	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,399 sqft (0.124 acres)
Garage Area	1,786 sqft
Parking Spaces	6 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	412 RAMONA AVE
City	MONTEREY
State	CA
Zip	93940-3879
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LIVE OAKS PARK NW 72.8 FT OF NE 100 FT OF LOT 4 BLK 8 EXC NW 19 FT
Legal Subdivision	LIVE OAKS PARK
Legal Block	8
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3001
Census Tract	13300

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3432 BRITTAN AVE, SAN CARLOS, CA 94070-3454
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Jul 23, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Jun 8, 2018	Grant Deed, Transfer ATTORNEY ONLY
Oct 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Deed Document Number	202150030
Prior Transfer Date	Oct 6, 2017
Prior Transfer Doc	0000055947
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	412 RAMONA AVE, MONTEREY, CA 93940-3879
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 BRITTAN AVE, SAN CARLOS, CA 94070-3454

Mortgage

Document Number	0000004771
Date	Jan 28, 2022
Instrument	2022004771

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 23, 2021
Property Address	412 RAMONA AVE, MONTEREY, CA 93940-3879
Document Number	0000050030
Instrument Date	Jul 20, 2021
Instrument	2021050030
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 BRITTAN AVE, SAN CARLOS, CA 94070-3454

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 8, 2018
Property Address	412 RAMONA AVE, MONTEREY, CA 93940-3879
Document Number	0000025487
Instrument Date	Apr 20, 2018
Instrument	25487
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 SYLVAN PL MONTEREY CA 939404945, MONTEREY, CA 93940-4945

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 10, 2017
Property Address	412 RAMONA AVE, MONTEREY, CA 93940-3879
Document Number	0000055947
Instrument Date	Oct 6, 2017
Instrument	55947
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13 SYLVAN PL MONTEREY CA 939404945, MONTEREY, CA 93940-4945

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,325,978 (+2%) Land $589,925 Building $736,053
2025	$15,279.00 (+8.25%)	$1,299,979 (+4.04%) Land $578,358 Building $721,621
2024	$14,115.00 (+3.1%)
2023	$13,691.00 (+1.39%)	$1,249,500 Land $555,900 Building $693,600
2022	$13,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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