415 Plum St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 415 Plum St, Cincinnati, OH 45202

Property Summary

Property TypeCondominium
Details4 ba · 2,500 sqft · built 2019
OwnerIndividual Name on Record
Last Sale$799,000 (May 2023)
Tax Bill$4,657 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN145-0001-0447-00

Property Details

APN / Parcel Number

Primary APN145-0001-0447-00

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,500 sqft Living Area
1st Floor Area1,250 sqft
2nd Floor Area1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address415 PLUM ST
CityCINCINNATI
StateOH
Zip45202-2622
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description11.9 % UNIT 415THE DERBY ON PLUM CONDOMINIUM
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3019
Census Tract26500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Fourth Street Historic District
listed 1976 · 33 contributing resources · NRIS 76001443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address415 PLUM ST, CINCINNATI, OH 45202-2622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Warranty Deed, Transfer · Conventional Mortgage
CINFED CU
May 21, 2021Warranty Deed, Transfer · Conventional Mortgage
GENERAL ELECTRIC CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2023 · Amount on Record
Deed SaleMay 1, 2023 · Amount on Record
Prior SaleMay 21, 2021 · Amount on Record
Deed Document Number0000028863
Deed Book / Page14906 / 923
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 1, 2023
Property Address415 PLUM ST, CINCINNATI, OH 45202-2622
Document Number0000028863
Book / Page14906 / 923
Map ReferenceMB 13929 PG 350
Instrument DateApr 28, 2023
Instrument2023-0028863
Transaction TypeTransfer
Record UpdatedJul 12, 2023
Title CompanyNOT AVAILABLE, PROTITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$799.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 KENNEDY AVE, CINCINNATI, OH 45209-7543

Mortgage

Document Number0000028864
DateMay 1, 2023
Instrument2023-0028864
Lender
NameCINFED CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMay 1, 2030
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change8%
Index1-Year T-Bill
Max Rate12%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 21, 2021
Property Address415 PLUM ST, CINCINNATI, OH 45202-2622
Document Number0000063185
Book / Page14423 / 3
Map ReferenceMB 472 PG 74-83
Instrument DateMay 17, 2021
Instrument2021-0063185
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,229.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000063186
DateMay 21, 2021
Instrument2021-0063186
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJun 1, 2028
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,657.00 (+2.02%)$260,050 (-) Land $36,750 Building $223,300
2024$4,565.00 (-1.85%)$260,050 (-) Land $36,750 Building $223,300
2023$4,651.00 (-15.59%)$260,050 (-1.99%) Land $36,750 Building $223,300$743,000 (-1.99%) Land $105,000 Building $638,000
2022$5,510.00 Homeowner's exemption$265,325 Land $43,050 Building $222,275
2020$758,070 Land $123,000 Building $635,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Brightspeed, T-Mobile, Verizon.

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