413 Plum St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 413 Plum St, Cincinnati, OH 45202

Property Summary

Property TypeCondominium
Details3 ba · 2,700 sqft · built 2019
OwnerIndividual Name on File
Last Sale$999,900 (May 2025)
Tax Bill$4,238 (2025)
Deeds & MortgagesJul 2025 Transfer
Oct 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN145-0001-0446-00

Property Details

APN / Parcel Number

Primary APN145-0001-0446-00

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,700 sqft Living Area
1st Floor Area1,350 sqft
2nd Floor Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address413 PLUM ST
CityCINCINNATI
StateOH
Zip45202-2622
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description12.56% UNIT 413THE DERBY ON PLUM CONDOMINIUM
Legal SubdivisionDERBY/PLUM CONDO
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3019
Census Tract26500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Fourth Street Historic District
listed 1976 · 33 contributing resources · NRIS 76001443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

413 Plum St, a condominium, is owned and occupied by an individual who bought it in May 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address413 PLUM ST # 413, 413, CINCINNATI, OH 45202-2622
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2025Transfer on Death Deed, Transfer
Oct 30, 2023Warranty Deed, Transfer
Dec 31, 2019Warranty Deed, Subdivision Related Transfer · Line of Credit
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2025 · Amount on File
Deed SaleMay 2, 2025 · Amount on File
Prior SaleOct 30, 2023 · Amount on File
Deed Document Number0000032094
Deed Book / Page15408 / 793
Record UpdatedJun 8, 2026

July 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJul 30, 2025
Property Address413 PLUM ST, CINCINNATI, OH 45202-2622
Document Number0000056855
Book / Page15468 / 62
Map ReferenceMB 13938 PG 1734
Instrument DateJul 23, 2025
Instrument2025-0056855
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address413 PLUM ST # 413, 413, CINCINNATI, OH 45202-2622

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 30, 2023
Property Address413 PLUM ST, CINCINNATI, OH 45202-2622
Document Number0000076577
Book / Page15032 / 208
Map ReferenceMB 13929 PG 350
Instrument DateAug 25, 2023
Instrument2023-0076577
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

AmountAmount on Record
Tax$950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 PLUM ST # 413, 413, CINCINNATI, OH 45202-2622

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 31, 2019
Property Address413 PLUM ST, CINCINNATI, OH 45202-2622
Document Number0000115403
Book / Page014073 / 002363
Instrument DateDec 23, 2019
Instrument115403
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 PLUM ST #413 CINCINNATI OH 45202, 413, CINCINNATI, OH 45202

Mortgage

Document Number115404
DateDec 31, 2019
Book Page014073/002365
Instrument115404
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 30, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 413 Plum St was $4,238, down 4.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,238.00 (-4.81%)$240,065 (-) Land $36,750 Building $203,315
2024$4,452.00 (-2.86%)$240,065 (-) Land $36,750 Building $203,315
2023$4,583.00 (-31%)$240,065 (-14.26%) Land $36,750 Building $203,315$685,900 Land $105,000 Building $580,900
2022$6,642.00$279,993 Land $43,050 Building $236,943
2020$799,980 Land $123,000 Building $676,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Plum St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Brightspeed, T-Mobile, Verizon.

Nearby Properties on Plum St

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