415 Pike Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 415 Pike Rd, Ben Lomond, CA 95005

Property Summary

Property TypeRecreational Vacant Land
Details2 bd · 1.5 ba · 1,924 sqft · built 1973
Lot Size5.28 acres (230,302 sqft)
OwnerIndividual Name on Record
Tax Bill$4,227 (2025)
Deeds & MortgagesAug 2023 Transfer
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN079-321-16

Property Details

APN / Parcel Number

Primary APN079-321-16
Alternative APN
  • 079-321-16-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,924 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area230,302 sqft
TerrainSteep
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area1,213 sqft
Patio Area1,213 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address415 PIKE RD
CityBEN LOMOND
StateCA
Zip95005-9106
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1012
Census Tract120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 155, BEN LOMOND, CA 95005-0155
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Intrafamily Transfer, Transfer
Jan 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 13, 2023
Transfer Doc0000014374
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 2, 2023
Property Address415 PIKE RD, BEN LOMOND, CA 95005
Document Number0000014374
Instrument DateJul 13, 2023
Instrument2023-0014374
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 155, BEN LOMOND, CA 95005-0155

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address415 PIKE RD, BEN LOMOND, CA 95005
Document Number0000000867
Instrument DateJan 4, 2018
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 PIKE RD BEN LOMOND CA 95005, BEN LOMOND, CA 95005

Mortgage

Document Number0000000867
DateJan 10, 2018
Instrument867
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 9, 2033

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,582 (+2%) Land $152,406 Building $174,176
2025$4,227.00 (+5.78%)$320,179 (+4.04%) Land $149,418 Building $170,761
2023$3,996.00 (+2.49%)$307,746 (+2%) Land $143,616 Building $164,130$803,880
2022$3,899.00$301,712 Land $140,800 Building $160,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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