400 Pike Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 400 Pike Rd, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2.5 ba · 1,888 sqft · built 2009
Lot Size2.21 acres (96,529 sqft)
Owner2 Individual Names on File
Tax Bill$5,038 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN079-321-21

Property Details

APN / Parcel Number

Primary APN079-321-21
Alternative APN
  • 079-321-21-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,888 sqft Gross Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area96,529 sqft
TerrainCombination
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address400 PIKE RD
CityBEN LOMOND
StateCA
Zip95005-9106
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1012
Census Tract120301

Owner

Source: Santa Cruz County records · APN 079-321-21

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 25, BEN LOMOND, CA 95005-0025
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Nov 24, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 22, 2009
Transfer Doc0000002728
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address400 PIKE RD, BEN LOMOND, CA 95005
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 PIKE RD, BEN LOMOND, CA 95005

Mortgage

Document Number0000020653
DateApr 09, 2021
Instrument2021-0020653
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address400 PIKE RD, BEN LOMOND, CA 95005
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 25, BEN LOMOND, CA 95005-0025

Mortgage

Document Number0000057882
DateNov 24, 2021
Instrument2021-0057882
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$398,778 (+2%) Land $68,959 Building $329,819
2025$5,038.00 (+5.33%)$390,959 (+4.04%) Land $67,607 Building $323,352
2023$4,783.00 (+2.46%)$375,778 Land $64,982 Building $310,796$774,090
2022$4,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,563 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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