Boone County property record for 415 Orchard St, Centralia, MO 65240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,752 sqft · built 1970 |
| Lot Size | 0.429 acres (18,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,900 (Oct 2025) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Jan 2025 Construction Loan Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-508-00-04-011-00 |
| Primary APN | 04-508-00-04-011-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 18,700 sqft (0.429 acres) |
| Lot Dimensions | 220 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 415 ORCHARD ST |
|---|---|
| City | CENTRALIA |
| State | MO |
| Zip | 65240-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ABSOLUM KANATZAR SD BLK 14 LOT 6 & S 15' LOT 5 & N 20' LOT 7 ALSO PT VAC ALLEY |
| Legal Range | 11W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | ABSOLUM KANATZAR SD |
| Legal Block | C95 |
| Legal Lot Number | 6 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 2000 |
Source: Boone County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 21, 2025 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK |
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage MISSOURI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Jan 29, 2016 |
| Deed Document Number | 202517574 |
| Deed Book / Page | 6058 / 19 |
| Prior Transfer Date | Oct 1, 2012 |
| Prior Transfer Doc | 0000024523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 415 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001009 |
|---|---|
| Date | Jan 21, 2025 |
| Book Page | 5956/80 |
| Instrument | 2025001009 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | CENTRALIA, MO 65240 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Oct 2, 2025 |
| Property Address | 415 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Document Number | 0000017574 |
| Book / Page | 6058 / 19 |
| Map Reference | MB 1 PG 33 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025017574 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Document Number | 0000017575 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025017575 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 415 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Document Number | 0000012761 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 ORCHARD ST CENTRALIA MO 652401204, CENTRALIA, MO 65240-1204 |
| Document Number | 0000012761 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 005205/000034 |
| Instrument | 12761 |
| Name | MISSOURI CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 14, 2035 |
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Centralia City |
| Unified School District | Centralia R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,436 (-) Land $2,926 Building $24,510 | ||
| 2025 | $1,690.00 (+15.75%) | $27,436 (+14.51%) Land $2,926 Building $24,510 | $144,400 (+14.51%) Land $15,400 Building $129,000 |
| 2023 | $1,460.00 (+8.15%) | $23,959 Land $2,926 Building $21,033 | $126,100 Land $15,400 Building $110,700 |
| 2022 | $1,350.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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