Boone County property record for 401 Orchard St, Centralia, MO 65240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,373 sqft · built 1995 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,900 (Oct 2013) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Oct 2017 Second Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-508-00-04-008-00 |
| Primary APN | 04-508-00-04-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,373 sqft Living Area |
| 1st Floor Area | 1,295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Lot Area | 22,000 sqft (0.505 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Porch | Slab |
| Deck Area | 140 sqft |
| Balcony Area | 78 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 401 ORCHARD ST |
|---|---|
| City | CENTRALIA |
| State | MO |
| Zip | 65240-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ABSOLUM KANATZAR SD BLK 14 LOTS 1 & 2 & VAC ALLEY |
| Legal Range | 11W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | ABSOLUM KANATZAR SD |
| Legal Block | C95 |
| Legal Lot Number | 1&2 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 2000 |
401 Orchard St is owned and occupied by an individual who bought it in October 2013.
Source: Boone County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL BANK OF ST LOUIS |
| Feb 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2013 · Amount on File |
| Deed Sale | Oct 30, 2013 · Amount on File |
| Deed Document Number | 201327159 |
| Deed Book / Page | 4235 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 401 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017020428 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 4811/0120 |
| Instrument | 2017020428 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 401 ORCHARD ST, CENTRALIA, MO 65240-1204 |
| Document Number | 0000001997 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 326 SHICKMAN ST CENTRALIA MO 65240, CENTRALIA, MO 65240 |
| Document Number | 0000001997 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 004988/000005 |
| Instrument | 1997 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2049 |
The 2025 property tax bill for 401 Orchard St was $1,854.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Centralia City |
| Unified School District | Centralia R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,096 (-) Land $2,983 Building $27,113 | ||
| 2025 | $1,854.00 | $30,096 Land $2,983 Building $27,113 | $158,400 Land $15,700 Building $142,700 |
| 2023 | $1,601.00 (+8.1%) | $26,277 Land $2,983 Building $23,294 | $138,300 Land $15,700 Building $122,600 |
| 2022 | $1,481.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Orchard St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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