Kane County property record for 415 N Worth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,462 sqft · built 1940 |
| Lot Size | 0.199 acres (8,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Aug 2026) |
| Tax Bill | $9,409 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-101-002 |
| Primary APN | 06-14-101-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| Gross Area | 3,326 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 8,690 sqft (0.199 acres) |
| Lot Dimensions | 158 ft deep x 55 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 415 N WORTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENACRES LOT 14 BLOCK 5 |
| Legal Subdivision | GREENACRES |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851102 |
415 N Worth Ave is owned and occupied by an individual who bought it in August 2026.
Source: Kane County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 N LIBERTY ST, ELGIN, IL 60120-3915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK |
| Oct 28, 2022 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage DISCOVER BANK |
| Nov 13, 2020 | Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Sep 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Nov 13, 2020 · Amount on File |
| Deed Document Number | 202633119 |
| Prior Transfer Date | Oct 24, 2022 |
| Prior Transfer Doc | 0000052609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 415 N WORTH AVE, ELGIN, IL 60123-3450 |
| Document Number | 0000033119 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202633119 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 N LIBERTY ST, ELGIN, IL 60120-3915 |
| Document Number | 0000033120, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202633120 |
| Name | NEXBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 28, 2022 |
| Property Address | 415 N WORTH AVE, ELGIN, IL 60123-3450 |
| Document Number | 0000052609 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022K052609 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 415 N WORTH AVE, ELGIN, IL 60123-3450 |
| Document Number | 0000052610 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022K052610 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 13, 2020 |
| Property Address | 415 N WORTH AVE, ELGIN, IL 60123-3450 |
| Document Number | 0000069923 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020K069923 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 N WORTH AVE, ELGIN, IL 60123-3450 |
| Document Number | 0000069924 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020K069924 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 19, 2017 |
| Property Address | 415 N WORTH AVE, ELGIN, IL 60123-3450 |
| Document Number | 0000049026 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 49026 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 415 N WORTH AVE ELGIN IL 601233450, ELGIN, IL 60123-3450 |
The 2025 property tax bill for 415 N Worth Ave was $9,409 with a homeowner's exemption, up 4.1% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,409.00 (+4.08%) Homeowner's exemption | $131,335 (+8.57%) Land $22,624 Building $108,711 | $394,163 (+8.57%) Land $67,899 Building $326,264 |
| 2024 | $9,040.00 | $120,968 Land $20,838 Building $100,130 | $363,049 Land $62,539 Building $300,510 |
| 2022 | $8,120.00 (+4.42%) Homeowner's exemption | $99,650 (+6.96%) Land $17,166 Building $82,484 | $298,950 (+6.96%) Land $51,498 Building $247,452 |
| 2021 | $7,776.00 Homeowner's exemption | $93,166 Land $16,049 Building $77,117 | $279,498 Land $48,147 Building $231,351 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 N Worth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 N Worth Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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