Kane County property record for 401 N Worth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,741 sqft · built 1950 |
| Lot Size | 0.409 acres (17,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (May 1997) |
| Tax Bill | $9,519 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-101-003 |
| Primary APN | 06-14-101-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,741 sqft Living Area |
| Gross Area | 4,797 sqft |
| 1st Floor Area | 2,741 sqft |
| Basement Area | 2,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 17,812 sqft (0.409 acres) |
| Lot Dimensions | 146 ft deep x 122 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 401 N WORTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENACRES LOTS 12 & 13 BLOCK 5 |
| Legal Subdivision | GREENACRES |
| Legal Block | 5 |
| Legal Lot Number | 12,13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851102 |
401 N Worth Ave is owned and occupied by two individuals who bought it in May 1997.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 N WORTH AVE, ELGIN, IL 60123-3450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 1997 · Amount on File |
| Deed Sale | May 29, 1997 · Amount on File |
| Deed Document Number | 199734450 |
| Prior Transfer Date | May 23, 1997 |
| Prior Transfer Doc | 0000034450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 401 N WORTH AVE, ELGIN, IL 60123-3450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000082836 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021K082836 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 401 N Worth Ave was $9,519 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,519.00 Homeowner's exemption | $132,775 (+8.57%) Land $37,131 Building $95,644 | $398,484 (+8.57%) Land $111,438 Building $287,047 |
| 2024 | $122,294 Land $34,200 Building $88,094 | $367,029 Land $102,641 Building $264,388 | |
| 2022 | $8,215.00 (+4.42%) Homeowner's exemption | $100,742 (+6.96%) Land $28,173 Building $72,569 | $302,226 (+6.96%) Land $84,519 Building $217,707 |
| 2021 | $7,867.00 Homeowner's exemption | $94,187 Land $26,340 Building $67,847 | $282,561 Land $79,020 Building $203,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 N Worth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 N Worth Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures