415 N Pine St, Hemlock, MI 48626 Property Records

Saginaw County property record for 415 N Pine St, Hemlock, MI 48626 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1965
Square Footage2,325 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2016)
Tax Bill$825.00 (2025)

Owner

Source: Saginaw County records · APN 22-12-2-28-1102-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 N PINE ST, HEMLOCK, MI 48626-9329
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2016 · Amount on Record
Deed SaleJul 06, 2016 · Amount on Record
Deed Doc Number201619081
Deed Book / Page2863 / 1960
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address415 N PINE ST, HEMLOCK, MI 48626-9329
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 N PINE ST, HEMLOCK, MI 48626-9329

Mortgage

Document Number0000022394
DateAug 19, 2022
Instrument2022022394
Lender
NameCOPOCO COMMUNITY CU
TypeCredit Union
AddressBAY CITY, MI 48706
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$123,100 (+36.63%)$246,200 (+36.63%)
2025$825.00 (-75.08%) Homeowner's exemption
2023$90,100$180,200
2022$3,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN22-12-2-28-1102-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,325 sqft Living Area
1st Floor1,658 sqft 1st Floor
Basement Area1,334 sqft Basement
Unfinished Basement1,334 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,068 sqft (0.3 acres)
Depth X Width132 ft x 99 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area600 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area115 sqft Patio
Porch1 Porch
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address415 N PINE ST
CityHEMLOCK
StateMI
Zip48626-9329
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 THOMAS ADDITION NO 2 SEC 28 T12N R2E
Legal Range02E
Legal Township12N
Legal Section28
Legal SubdivisionTHOMAS ADD
Legal Lot Number2
Legal Unit2
JurisdictionSAGINAW MI
Minor Civil DivisionRICHLAND
Census Blockgroup2
Census Block2004
Census Tract12100

Nearby Properties on N Pine St

Nearby Streets

Search Property Records by Address or Parcel Number