Saginaw County property record for 395 N Pine St, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,890 sqft · built 1950 |
| Lot Size | 0.375 acres (16,335 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $46,000 (Sep 1986) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-1037-000 |
| Primary APN | 22-12-2-28-1037-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,335 sqft (0.375 acres) |
| Lot Dimensions | 165 ft deep x 99 ft wide |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 395 N PINE ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N. 99 FT. OF E. 198 FT. OF E 1/2 OF NW 1/4 OF SE 1/4 OF NE 1/4. .45 ACRE SEC 28 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 395 N PINE ST, HEMLOCK, MI 48626-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 1986 · Amount on Record |
| Deed Sale | Sep 8, 1986 · Amount on Record |
| Deed Book / Page | 1684 / 645 |
| Last Transfer Date | Mar 30, 2026 |
| Transfer Doc | 0000008188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 395 N PINE ST, HEMLOCK, MI 48626-9327 |
| Document Number | 0000008188 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20268188 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 395 N PINE ST, HEMLOCK, MI 48626-9327 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,500 (+15.29%) | $193,000 (+15.29%) | |
| 2025 | $3,153.00 (+12.93%) Homeowner's exemption | $83,700 (+17.39%) | $167,400 (+17.39%) |
| 2023 | $71,300 | $142,600 | |
| 2022 | $2,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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