Guthrie County property record for 415 N Main St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 1920 |
| Lot Size | 0.29 acres (12,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Oct 2015) |
| Tax Bill | $1,492 (2024) |
| Deeds & Mortgages | Sep 2025 Second Mortgage |
| APN | 0001340400 |
| Primary APN | 0001340400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,650 sqft (0.29 acres) |
| Lot Dimensions | 115 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 415 N MAIN ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 78 30 LOT 2 NW SW |
| Legal Lot Number | 2 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 950300 |
Source: Guthrie County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2939 TALON AVE, MENLO, IA 50164-8523 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Deed Document Number | 2015-2194 |
| Deed Book / Page | 2015 / 2194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 415 N MAIN ST, STUART, IA 50250-2045 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2939 TALON AVE, MENLO, IA 50164-8523 |
| Document Number | 0020252278 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-2278 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | WEST DES MOINES, IA 50266 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
Source: Guthrie County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,800 (+28.06%) Land $21,400 Building $90,400 | $111,800 (+28.06%) Land $21,400 Building $90,400 | |
| 2024 | $1,492.00 (+18.04%) | ||
| 2023 | $87,300 (+34.1%) Land $18,000 Building $69,300 | $87,300 (+34.1%) Land $18,000 Building $69,300 | |
| 2022 | $1,264.00 | $65,100 Land $18,000 Building $47,100 | |
| 2021 | $65,100 Land $18,000 Building $47,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
May also be available: Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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