Guthrie County property record for 412 N Main St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,167 sqft · built 1875 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (Nov 2017) |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2022 Mortgage + 2 more |
| APN | 0001373500 |
| Primary APN | 0001373500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,167 sqft Living Area |
| 1st Floor Area | 416 sqft |
| Basement Area | 460 sqft |
| Unfinished Basement | 460 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Exterior Material | Composition/Composite |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 412 N MAIN ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 54 LOT 4 BLK 54 |
| Legal Subdivision | THE ORIGINAL TOWN OF STUART |
| Legal Block | 54 |
| Legal Lot Number | 4 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950300 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK |
| Dec 5, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE |
| Nov 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on Record |
| Deed Sale | Nov 27, 2017 · Amount on Record |
| Prior Sale | Feb 4, 2008 · Amount on Record |
| Deed Document Number | 20172860 |
| Deed Book / Page | 2017 / 2860 |
| Last Transfer Date | Aug 28, 2026 |
| Transfer Doc | 0000002262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Sep 2, 2026 |
| Property Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Document Number | 0000002262 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262262 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Document Number | 0000002265, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20262265 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 28, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Dec 5, 2022 |
| Property Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Document Number | 0020223314 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2022-3314 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Name | Verified Name |
|---|---|
| Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Document Number | 0020223315 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2022-3315 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020212062 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-2062 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Nov 27, 2017 |
| Property Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Document Number | 02017/2860 |
| Book / Page | 2017 / 2860 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 2017-2860 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 N MAIN ST, STUART, IA 50250-2045 |
| Document Number | 02017/2861 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 2017/2861 |
| Instrument | 2017-2861 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,200 (-) Land $13,800 Building $98,400 | $112,200 (-) Land $13,800 Building $98,400 | |
| 2025 | $1,766.00 (+33.99%) | $112,200 (+45.53%) Land $13,800 Building $98,400 | $112,200 (+45.53%) Land $13,800 Building $98,400 |
| 2024 | $1,318.00 (+5.78%) | ||
| 2023 | $77,100 (+20.28%) Land $12,200 Building $64,900 | $77,100 (+20.28%) Land $12,200 Building $64,900 | |
| 2022 | $1,246.00 | $64,100 Land $12,200 Building $51,900 | |
| 2021 | $64,100 Land $12,200 Building $51,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
May also be available: Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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