415 N 6th St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 415 N 6th St, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1920
Lot Size	0.097 acres (4,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,894 (2026)
Deeds & Mortgages	Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350400 236.24-02-12`

Property Details

APN / Parcel Number

Primary APN	`350400 236.24-02-12`
Alternative APNs	`040023602400020120000000` `3590A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	480 sqft
Upper Floors Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,250 sqft (0.097 acres)
Lot Dimensions	125 ft deep x 34 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	390 sqft
Porch	Slab
Porch Area	369 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3590A
Street Address	415 N 6TH ST
City	FULTON
State	NY
Zip	13069-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	KENYON TRACT
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1008
Census Tract	21101

Owner

415 N 6th St is owned and occupied by two individuals who acquired it in April 2025.

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	461 N 6TH ST, FULTON, NY 13069-4833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Prior Sale	Apr 16, 2013 · Amount on File
Deed Document Number	2025R2025003218
Prior Transfer Date	Feb 26, 2025
Prior Transfer Doc	0000003218
Record Updated	Oct 29, 2026

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Apr 30, 2025
Property Address	415 N 6TH ST, FULTON, NY 13069-4833
Document Number	0000003218
Instrument Date	Feb 26, 2025
Instrument	R-2025-003218
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 N 6TH ST, FULTON, NY 13069-4833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 N 6TH ST, FULTON, NY 13069-4833

Mortgage

Document Number	0000003219
Date	Apr 30, 2025
Instrument	R-2025-003219

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 415 N 6th St was $3,894 with a homeowner's exemption, up 5.2% from the year before.

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,894.00 (+5.16%) Homeowner's exemption
2025	$3,703.00 (-26.04%)	$72,000 (-) Land $6,200 Building $65,800	$94,737 (+10.53%) Land $8,158 Building $86,579
2024	$5,007.00 Homeowner's exemption	$72,000 (-) Land $6,200 Building $65,800	$85,714 (+9.52%) Land $7,381 Building $78,333
2023		$72,000 Land $6,200 Building $65,800	$78,261 Land $6,739 Building $71,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 N 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20