Oswego County and Fulton City property record for 405 N 6th St, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 917 sqft · built 1930 |
| Lot Size | 0.119 acres (5,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,000 (May 2020) |
| Tax Bill | $3,245 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350400 236.32-02-12 |
| Primary APN | 350400 236.32-02-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 917 sqft Living Area |
| 1st Floor Area | 527 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,209 sqft (0.119 acres) |
| Lot Dimensions | 125 ft deep x 41.7 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 87 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3567 |
|---|---|
| Street Address | 405 N 6TH ST |
| City | FULTON |
| State | NY |
| Zip | 13069-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | M 6, B 529, L 4 400-009-000 |
| Legal Subdivision | KENYON TRACT |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | FULTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21101 |
405 N 6th St is owned and occupied by two individuals who bought it in May 2020.
Source: Oswego County and Fulton City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 N 6TH ST, FULTON, NY 13069-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on File |
| Deed Sale | May 19, 2020 · Amount on File |
| Prior Sale | Apr 21, 2003 · Amount on File |
| Deed Document Number | 20203804 |
| Prior Transfer Date | Apr 14, 2003 |
| Prior Transfer Doc | 2003005005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 19, 2020 |
| Property Address | 405 N 6TH ST, FULTON, NY 13069-1315 |
| Document Number | 0000003804 |
| Instrument Date | May 13, 2020 |
| Instrument | R-2020-003804 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 W 3RD ST S, 519, FULTON, NY 13069-2820 |
| Name | Verified Name |
|---|---|
| Address | 156 N 6TH ST, FULTON, NY 13069-1353 |
| Document Number | 0000003805 |
|---|---|
| Date | May 19, 2020 |
| Instrument | R-2020-003805 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2026 property tax bill for 405 N 6th St was $3,245, up 5.2% from the year before.
Source: Oswego County and Fulton City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Fulton City |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,245.00 (+5.15%) | ||
| 2025 | $3,086.00 | $60,000 Land $6,500 Building $53,500 | $78,947 Land $8,553 Building $70,394 |
| 2023 | $60,000 Land $6,500 Building $53,500 | $65,217 Land $7,065 Building $58,152 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 N 6th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 N 6th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON CITY serves 16,600 people · EPA ID NY3704355 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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