St. Charles County property record for 415 N 4th St, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,294 sqft Living Area |
| Lot Size | 9,265 sqft (0.213 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $294,000 (2024) |
| Tax Bill | $2,200.00 (2025) |
Source: St. Charles County records · APN 011030A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 N 4TH ST, SAINT CHARLES, MO 63301-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Apr 03, 2024 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage FIRST INTEGRITY MORTGAGE SERVICES I |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Prior Sale | May 17, 2023 |
| Deed Doc Number | 202412393 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 415 N 4TH ST, SAINT CHARLES, MO 63301-2023 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 415 N 4TH ST, SAINT CHARLES, MO 63301-2023 |
| Document Number | 0000041558 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025R-041558 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 03, 2024 |
| Property Address | 415 N 4TH ST, SAINT CHARLES, MO 63301-2023 |
| Document Number | 0000012393 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024R-012393 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1206 KIEL LN, WENTZVILLE, MO 63385-3135 |
| Name | Verified Name |
|---|---|
| Address | 415 N 4TH ST, SAINT CHARLES, MO 63301-2023 |
| Document Number | 0000012395 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024R-012395 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,922 (-) | $183,796 (-) Land $50,000 Building $133,796 | |
| 2025 | $2,200.00 | $34,922 (+9.76%) | $183,796 (+9.76%) Land $50,000 Building $133,796 |
| 2023 | $31,816 | ||
| 2022 | $167,457 Land $37,500 Building $129,957 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 011030A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 1,942 sqft Gross Area |
| 1st Floor | 1,294 sqft 1st Floor |
| Basement Area | 648 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,265 sqft (0.213 acres) |
| Depth X Width | 190 ft x 50 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 200 sqft Garage |
| Porch | Open Porch |
| Porch Area | 108 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 011030A000 |
|---|---|
| Street Address | 415 N 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2023 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 124 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 124 |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 310502 |
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