St. Charles County property record for 412 N 4th St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,463 sqft Living Area |
| Lot Size | 11,021 sqft (0.253 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,500 (2024) |
| Tax Bill | $2,582.00 (2025) |
Source: St. Charles County records · APN 008180A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 412 N 4TH ST, SAINT CHARLES, MO 63301-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 27, 2018 | Warranty Deed, Transfer · Line of Credit ENTERPRISE BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2021 |
| Deed Doc Number | 0202428057 |
| Deed Book / Page | 2024 / 28057 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 20, 2021 |
| Property Address | 412 N 4TH ST, SAINT CHARLES, MO 63301-2024 |
| Document Number | 2021R078560 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021R-078560 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 N 4TH ST, SAINT CHARLES, MO 63301-2024 |
| Document Number | 2021R078561 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021R-078561 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2018 |
| Property Address | 412 N 4TH ST, SAINT CHARLES, MO 63301-2024 |
| Document Number | 0069110050 |
| Book / Page | 6911 / 0050 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 20180427000230490 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7645 DELMAR BLVD, 7645, SAINT LOUIS, MO 63130-3910 |
| Name | Verified Name |
|---|
| Document Number | 20180427000230500 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 20180427000230500 |
| Name | ENTERPRISE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,582.00 | $41,076 (+7.16%) | $216,190 (+7.16%) Land $50,000 Building $166,190 |
| 2023 | $38,331 | ||
| 2022 | $201,749 Land $37,500 Building $164,249 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 008180A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,463 sqft Living Area |
| 1st Floor | 968 sqft 1st Floor |
| Basement Area | 862 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 11,021 sqft (0.253 acres) |
| Depth X Width | 145 ft x 70 ft Depth x Width |
| Garage Type | Attached Garage |
| Patio Area | 143 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 334 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 008180A000 |
|---|---|
| Old Parcel Number | 008180A000 |
| Street Address | 412 N 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 93 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | CITY/STCHARLES |
| Legal Block | 93 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 310502 |
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